Stupid Question from a 1st T girl

Abear · February 2009

This may be a stupid question, but do you typically have to pay a copay for every prenatal visit? My thought was that those visits were covered.Am I crazy for thinking that?

heidismith · February 2009

Depends on your insurance..

MrsNnr · February 2009

Depends on your insurance policy/company. I have a high deductibile plan so I don't pay copays but I have a monthly payment I have to make until I reach my deductible.

Dulcineader · February 2009

My doctor's office told me that it's their policy NOT to accept co-pay during pregnancy visits. I'm not sure how standard that is, though.

Neudorfer · February 2009

i don't because my doc charges a universal fee at the very end... each insurance and plan is different though so check with yours.

AngelLuver_02 · February 2009

I am sure every doctor's office and insurance company does it differently, but I pay nothing until after baby's born and all my visits are included with prenatal care and delivery.

CalinsBride · February 2009

Where I live, each and every doctors appointment (pregnant or not) is covered by public health care.

softbgirlev02 · February 2009

not for me atleast...no copay, but my deductible($1500....grrrrr) has to be met before the insurance will kick in their 80%. I'd call your provider, they are all alittle different!

alatham · February 2009

i never pay a copay at my visits.

annibes · February 2009

I pay $15/visit under DH's insurance for routine visits (including OB), and $30/visit for specialists (dermatologist, for example). Considering the cost of each visit out of pocket, I consider a low co-pay pretty fair, especially since we have to do so many visits during pregnancy.

peachypear · February 2009

I don't have a copay, but I have awesome insurance. Definitely call your insurance company and check with your doctor's office to make sure that it's all going through okay. In the end, the system is run by humans, who can make mistakes. Our first OB appointment didn't get scheduled as an OB, so they charged us a copay.

annibes · February 2009

Although I've been in 4 times now and they haven't sent me a bill for it or made me pay it in office, so maybe I don't actually have to pay the copay.. hm. Now I have to check into that..

kbryan03 · February 2009

annibes:
I pay $15/visit under DH's insurance for routine visits (including OB), and $30/visit for specialists (dermatologist, for example). Considering the cost of each visit out of pocket, I consider a low co-pay pretty fair, especially since we have to do so many visits during pregnancy.

ditto.

water-fairy · February 2009

Totally depends on insurance. At my second appt my OB told me to ask my insurance if they had me pay the copay for every visit or just the first one. Turned out it was just for the first one, I'm not paying a dime since.

WendyBird&Chris · February 2009

Depends on your insurance. I havent paid a penny. No Copays. No deduct. Only thing is $10 for meds but thats cool with me.

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