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WWYD

dragossoul84dragossoul84 member
in Trying to Get Pregnant
I have a high deductable insurance plan it was the best we could get through DH job and it cost us about 3K a year before anything is covered. We have met the deductable this month so everything from now on is going to be covered until Jan 1 then we go back to having to do all out of pocket again. I have an OB apt in two months and I was thinking of asking for a referral to an RE at that point so that DH and I could get checked out not fertility drugs but a SA and such so we know we arent facing any problems I have had 6 early term losses since we have been together and I fear there maybe something wrong with me. I know I will only be six months in at that point but I can't imagine SA and such are cheap and the year mark for us will be in like February or March so if we do wait we will be totally out of pocket. 
<a href="http://www.thebump.com/?utm_source=ticker&utm_medium=HTML&utm_campaign=tickers" title="Ovulation Calculator"><img src="http://global.thebump.com/tickers/tt17cf53.aspx" alt=" BabyFruit Ticker" border="0"  /></a>
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Re: WWYD

  • Sarah52BethSarah52Beth member
    I would do it. It makes sense with your insurance situation.
    TTC April 2013
    M/C 1/15 @ 6 weeks
    RE 8/16
    Monitored Clomid 11/15
    M/C 12/16 @ 6 weeks
    Clomid & Ovidrel Shot
    M/C 2/16 @ 8 weeks
    *Currently on Clomid (monitored) and waiting on tissue results.
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  • STBMrsMillerSTBMrsMiller member
    Are you sure that your insurance will cover those tests, even if you have met your deductible? I'm not an insurance expert, but we are OOP for infertility testing and treatment.
    Pregnancy Ticker

    TTC #1 since June 2012
    Me (28) - DOR (AFC <10, undetectable AMH, >10 FSH), homozygous E429A MTHFR
    DH (29) - MFI low count and morphology

    September 2013 IUI#1 - Clomid + Trigger + IUI = BFN
    October 2013 IUI#2 - Letrozole + Menopur + Trigger + IUI = BFN

    Nov 2013 IVF/ICSI #1 - Protocol: BCP prep, high doses Menopur and Bravelle (12 days), ganirelex
    Results: 5 retrieved / mature, 4 fertilized, 1 arrested and 3 complex abnormal after day 3 PGS = Cancelled after ER
    Jan/Feb 2014 IVF/ICSI #2 - Protocol: Estrogen priming, high doses Menopur and Bravelle (11 days), microdose lupron
    Results: Cancelled after 11 days of stims due to low response and E2 levels
    Feb 2014 IVF/ICSI #3 - Protocol: No prep, low dose Menopur (6 days), ganirelex, Bravelle booster with trigger
    Results: 1 retrieved / 0 mature = Cancelled after ER

    Officially moving on to embryo adoption! We used and love Embryo Adoption Services of Cedar Park
    October 2014 FET #1 - BCP/Lupron/Estrace/Prometrium, transferred 2 of 4 from match #1, BFN
    December 2014 FET #2 - BCP/Lupron/Estrace/Prometrium, transferred 2 of 4 from match #1, BFN
    March 2015 FET #3 - BCP/Lupron/Estrace/Prometrium, transferred 2 of 6 from match #2, BFN
    May 2015 FET #4 - BCP/Lupron/Estrace/Prometrium, lost 2 to thaw, transferred 2 of 6 from match #2, BFN
    October 2015 FET #5 - Natural cycle, lost 1 from match #3 and 1 from clinic backup to thaw, transferred 1 backup, BFN
    February 2016 FET #6 - Natural cycle, transferred 1 from match #4, B FREAKING P!
    Beta 1 = 162, Beta 2 = 316, doubling just over 48 hours

     

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  • Peaceb0nePeaceb0ne member

    imageSTBMrsMiller:
    Are you sure that your insurance will cover those tests, even if you have met your deductible? I'm not an insurance expert, but we are OOP for infertility testing and treatment.

    This. If your insurance does cover it, I'd go for it.


    image
    BFP #1 7.16.13 | EDD 3.27.14  | MC 7.29.13
    BFP #2 8.28.13 | EDD 5.5.14 | Simon Francis, Due Date Baby!

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  • Twinkie0612Twinkie0612 member

    imageSTBMrsMiller:
    Are you sure that your insurance will cover those tests, even if you have met your deductible? I'm not an insurance expert, but we are OOP for infertility testing and treatment.

    This.  IF testing and treatment are not covered by my insurance.  It doesn't matter if I have met my deductible or not, my insurance won't cover any of it.

    Also, I think 6 losses would qualify you to see a RE. 

    imageimageimageimageimage

     

    image

    TTC #1 since August 2011

    My Blog

    September 2012: Start IF testing

    DH (32): SA is ok, slightly low morph, normal SCSA  Me (32): Slightly low progesterone, hostile CM, carrier for CF, Moderately high NKC, High TNFa, heterozyogous mutated Factor XIII, and +APA

    October 2012-May 2014: 4 failed IUIs, 3 failed IVFs, and 1 failed FETw/donor embryos

    November 2014: IVF w/ICSI #4 Agonist/Antagonist with EPP and Prednisone, Baby Aspirin, Lovenox, and IVIG for immune issues.  Converted to freeze all due to lining issues.  2 blasts frozen on day 6!

    January 2015: FET #2 Cancelled due to lining issues

    April 2015: FET #2.1


    PAIF/SAIF Welcome!

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  • sueann911sueann911 member
    Before you jump the gun, you need to make sure your insurance will cover the tests. Many insurances don't cover them even if you have met the deductible.



    Me: 32 DH: 31.
    B/W: good. SA: good.
    November 2012: Paratubal cyst found during U/S.
    January 10, 2013: Lap removed paratubal cyst and Stage 2 Endometriosis. 
    3 cycles of Femara + TI = BFNs

    June 2013: Femara 2.5 mg, Gonal F Injects 37.5 IU, Menopur, trigger + IUI = BFN

    July 2013: Femara 2.5 mg, Gonal F Injects 75 IU, Menopur, trigger + IUI = BFP!!!!

    Beta 1 @ 11 DPIUI = 76. Progesterone = 27.3

    BFP 8/16/2013 // EDD 4/28/2014

    Jordan Samuel born April 19, 2014. 6 lb, 12 oz and 18 inches long.

     

     CLICK ME!!!11!!1111!!

     

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  • beckynsean11beckynsean11 member

    imageSTBMrsMiller:
    Are you sure that your insurance will cover those tests, even if you have met your deductible? I'm not an insurance expert, but we are OOP for infertility testing and treatment.

    You need to check with your plan to make sure the testing will be covered. We're in a similar situation. We've met our high deductible, but we haven't paid our full OOP limit. My plan will cover testing & attempts to repair IF issues, but not for IF treatment itself(no meds, IUI, IVF). SA's are not expensive, but all of your blood work & ultrasounds can add up quickly with zero contribution from your insurance.

    That said, 6 pre-term losses is reason enough to go to an RE, in my opinion at least.  I'm so sorry that you have had to deal with that.


       Me: IR-PCOS, elevated DHEAs, low progesterone, weak ovulation  DH: low volume, low T
    SHG 5/10/13: both tubes blocked; HSG 6/28 = Left tube cleared! Right blocked.
    BFP#1 7/20/13 EDD 3/30/14, m/c 8/19/13, D&E 8/21/13, Chromosomal results = normal, female
    Lap & hysteroscopy scheduled for 10/31, right tube cleared, no endo found! ...Happy Halloween!
    Cycle 14: Clomid (50)+ IUI = BFP! EDD 9/16/14~ Rowan Elizabeth born sleeping at 17w4d on 4/12/14 due to IC.
    ~There is no foot too small that it cannot leave an imprint on this world~
    New RE June 2014. RPL b/w - negative. SIS looking for uterine/cervical abnormalities & Asherman's 6/10/14 - ALL CLEAR!  
    Cycle 16: Natural IUI = CP, Cycle 17: Femara (2.5) + IUI = BFN, Cycle 18 Femara (5) + IUI = BFFN, Cycle 19: Break
    Cycle 20: Clomid (50)+ IUI = BFP EDD 6/20, transvaginal cerclage 12/19, Carson Quinn born sleeping at 16w3d on 1/6/15 due to IC
    Phone consult with Dr. Haney (Univ of Chicago) for transabdominal cercalge scheduled for 2/9/15.
    "We are the music makers, and we are the dreamers of dreams."
    image image imageimage 
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  • dragossoul84dragossoul84 member
    Thanks my insurance does cover the testing and IUI's if we ever need it, but not IVF
    <a href="http://www.thebump.com/?utm_source=ticker&utm_medium=HTML&utm_campaign=tickers" title="Ovulation Calculator"><img src="http://global.thebump.com/tickers/tt17cf53.aspx" alt=" BabyFruit Ticker" border="0"  /></a>
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