September 2013 Moms

Debt AW

DH and I have been working really hard to get rid of all debt - prioritizing consumer debt and then education debt.  Today, we paid off another big chunk!  We started with 5 items in the 'consumer debt' column, and after 3 years of focus we're down to 1!  (and that 1 has a lower interest rate than our education loans!)

I'm so proud of us!  We don't have a lot of disposable income but we've been so careful to make good choices and work to pay off debt as quickly and responsibly as possible.

I just had to brag here because it would be so tacky to talk about this with 'real' people :)  For those in a similar boat, keep working, it feels so great to get to a Pay Off Day!

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Re: Debt AW

  • Isn't that the best feeling?  Congrats on your great progress!
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  • Congrats!! That's awesome! My H and I have been struggling big time, so I know how hard it was for you to get where you are! Nice work!
    - Monica- BabyFruit Ticker
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  • That is wonderful! I was in the same boat, I had my car almost paid off (it would have been in May) and we wrecked it on 3/13/13. Now we have to get another one, so that is going to be more money we are going to have to pay in Sept/Oct when I am off of

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  • Congratulations!  That is a wonderful feeling!  We just paid off our last big chunk last week and the only debt we have left is our house (which obviously will take a while).  Good luck with the last one and way to be responsible! <img src=
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  • Congrats! We sold our condo last month and are officially debt free. It's the best feeling in the world. Keep up the amazing work! Smile
    Mommy to N (3), J (2), and C (10 months). LO4 is due in mid-September.
  • Good for you!  I would love to be able to do that.  Just getting my DH on board is a completely different story.
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    *Parker Ryan*
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  • imageAmusjh:
    Good for you!  I would love to be able to do that.  Just getting my DH on board is a completely different st
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  • bexsdbexsd member

    Congratulations and good work!

    Even though all our debt is "good debt" it can still be frustrating and would love to pay it off faster!

  • Congrats! I still have my car loan, but have 2 more months of an agressive payment plan I put togehter earlier this year before I have all of the rest of my debt completely paid off. It's such an awesome feeling when you hit send on a big payment!

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  • Congrats and keep up the good work!!
  • That's a great accomplishment.  Nicely done.
  • Congrats! That totally deserves an AW post!! It's an amazing feeling when you can get rid of one more "responsibility" ... DH and I are in the process of doing the same. We consolidated a bunch of stuff into an incredibly low rate and are now just focused
  • Congratulations!! I also recommend mint.com you put in your log ins for your various credit cards, loans, bank accounts, etc.  and it keeps your budget for you and shows you where your spending your money.  It was a real eye opener for me to see
  • Congrats! That's awesome!  We are trying to get out of debt as well.  We recently paid off our car loan, but still have credit card debt and student loan debt.  I love the concept behind Dave Ramsey's method in his book Total Money Makeo

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  • Per Bump Glossary it stands for "Attention Wanted," but it my mind I always think "Attention Whore" :)
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  • imageSCtoDC:
    Per Bump Glossary it stands for "Attention Wanted," but it my mind I always think "Attention Whore" :)
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