April 2013 Moms

Mortgage question NBR

How do you take someone's name off of a mortgage? Do you have to refinance to do it or can it be done at any time? 

Re: Mortgage question NBR

  • Refinance if you can it's not always an option. Or sell.

    It's not an easy removal.

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  • I think you need to re-finance
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  • It depends on the circumstances -- I would imagine death/divorce have different circumstances than co-signing or something.
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  • The mortgage or the deed? Two different things. I would call the lawyer who handled your closing and ask.

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  • In cases of Divorce it is usually a refinancing issue. Contact a real estate attorney or mortgage broker. Or contact your mortgage company.
  • My BFF is going through this now with her ex. She had her name removed from the deed, but they have to refi to take her off the mortgage.
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  • Refinance and retitle.  If there isn't a loan just retitle, but there is a fee
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