Who says socialism is a bad thing? I wish I lived in Canada, or the UK, or France, or Sweden...read: any of the civilized world BESIDES THE US.
Just to give you an idea of the income tax rate and the VAT (value added tax, their form of a sales tax) of living in a country with socialized programs.
Sweden- 56.6% VAT- 25%
France- 41% VAT- 19.6%
Norway- 54.3% VAT- 25%
Germany- 45% VAT- 19%
Great Britain- 20% on annual incomes up to ?35000, 40% on annual incomes between
?35000-?150000 and 50% on annual incomes above ?150000 plus national
insurance contributions at various rates between 2% and 13.8% VAT- 20%
Canada- 15-29%
United States- 15-35%
You might as well give your paycheck to the government. Yeah, no thanks.
My UO is that I can't understand how the Supreme Court could uphold ObamaCare! This country is getting worse by the hour! And secondly, Ron Paul for the win!! He's still in contention. He's as good for the country as George Washington was; and look at all the good things he did.
Obamacare saved a friend of mine because he could get health insurance with his pre-existing condition and could get surgery to fix his Ulcerative colitis. He would have died without the surgery. If it means that I have to pay more taxes for others to reap the benefits of this, I GLADLY will because it is the RIGHT thing to do.
I take it your friend couldn't get a job nor Medicare. With heath insurance at a job, they take you with pre-existing conditions. Come to think of it, just about everyone I know that has to pay for their own health insurance 100% says that their pre-existing conditions ARE covered. Granted they have to go past an inital period of 6 months, but it is covered. ObamaCare is not the fix we need! It is not the right thing to do because it is Socialism.
Im on my phone so I can't bold but I completely agree with the last sentence. But then again, I totally disagree with our country's welfare system. I'm all for help for those who need it and I do think something should be available, but this isn't the answer.
My UO (never done one before) I am pro choice but believe that late term-abortions should be illegal.
Maybe because I'm a mom now, and I realize what a struggle it is to become pregnant for some women, it makes me incredibly sad knowing a woman would willingly abort her child. I could never fathom the thought of doing that.
Granted, there are a lot of extenuating circumstances that could drive a woman to get an abortion, but speaking to women I know who have had one, the guilt never really goes away....
50 Shades, it's a freaking book for god's sake... get over it. Same with Magic Mike, it's a freaking movie not too mention it has hot ass guys in it! If FI had a problem with me seeing a movie, with actors... acting as strippers, then FI HAS a problem. That just would be weird and uncalled for, it's a movie.I wouldn't have a problem with him seeing something similar, why? it's not like he's having sex with the actresses, it's a movie for entertainment. I guess we're confident enough in the fact that our relationship and sex life is solid enough where we wouldn't be bothered by eachother watching a MOVIE about strippers.
Abortion, I can get REALLY going on this because I have a few conflicting feelings on it. 1st - Late term abortions are absolutely horrible! If you need them to go up there, cut apart your baby to get it out... your f-ed up in the head. Have it and put it up for adoption. 2nd I am pro-life, to a point. Abortions as birth control, is wrong and irresponsible. I'd like to put it as simple as this, abortion should be allowed only for rape victims and medical reasons... but you look at young girl's or just incapable women who get pregnant and it'd be nice to say "just give it up for adoption if you won't be able to provide for it" but adoption is a really rough road for some people, I personally could NEVER do it... so that leaves them either raising a child they know they can't for one reason or another or terminating their pregnancy. I'd rather see them abort the baby then see a child suffer. So I guess that's where my opinions conflict.. it's a really tricky subject in general. No one will ever agree on it, but one thing that I absolutely abhor is the idea that the government can control how a women handles her body!
Proud babywearing, breastfeeding, vaccinating SAHM of 2U2!
50 Shades, it's a freaking book for god's sake... get over it. Same with Magic Mike, it's a freaking movie not too mention it has hot ass guys in it! If FI had a problem with me seeing a movie, with actors... acting as strippers, then FI HAS a problem. That just would be weird and uncalled for, it's a movie.I wouldn't have a problem with him seeing something similar, why? it's not like he's having sex with the actresses, it's a movie for entertainment. I guess we're confident enough in the fact that our relationship and sex life is solid enough where we wouldn't be bothered by eachother watching a MOVIE about strippers.
Abortion, I can get REALLY going on this because I have a few conflicting feelings on it. 1st - Late term abortions are absolutely horrible! If you need them to go up there, cut apart your baby to get it out... your f-ed up in the head. Have it and put it up for adoption. 2nd I am pro-life, to a point. Abortions as birth control, is wrong and irresponsible. I'd like to put it as simple as this, abortion should be allowed only for rape victims and medical reasons... but you look at young girl's or just incapable women who get pregnant and it'd be nice to say "just give it up for adoption if you won't be able to provide for it" but adoption is a really rough road for some people, I personally could NEVER do it... so that leaves them either raising a child they know they can't for one reason or another or terminating their pregnancy. I'd rather see them abort the baby then see a child suffer. So I guess that's where my opinions conflict.. it's a really tricky subject in general. No one will ever agree on it, but one thing that I absolutely abhor is the idea that the government can control how a women handles her body!
I'll go ahead and assume that the first part of your post is directed at me. I probably feel the way I do because of my religious beliefs. Not saying that you are not religious, but that's probably where my "issue" comes from. In my mind, just because DH is not having sex with the women in the movies, does not mean he would not be fantasizing about said women while having sex with me, his wife. And vice versa. Do I think Matthew McConaughey is an attractive man? Yes. But that doesn't make it ok to lust after him. I feel the same way about pornography. I guess to me, it's a slippery slope. Eventually an addiction to pornography can replace a healthy sexual relationship between a husband and wife. That's just my reasoning behind my unpopular opinion. I did not realize it would cause such a stir for me to not feel the need to see Magic Mike or read 50 Shades of Grey. I realize other people have different tastes/values, and that's fine.
Regarding the health care law: Where do people go that don't have insurance? The ER. If they cant afford insurance they for sure cant afford an ER bill. So who pays for it? Everyone else that has insurance. One reason premiums keep going up. Another reason is the lack of preventative care. Specifically diet, exercise and smoking. I don't know if mandatory insurance is the solution, but something needs to be done. My concern is that there wont be affordable insurance available.
Also, just because you have a job and are eligible for insurance doesn't mean preexisting conditions can't be enforced. When I was pregnant MH got a better job and I wanted to switch to his insurance, but I couldn't because I was pregnant which was considered a preexisting condition. Rediculous.
50 Shades, it's a freaking book for god's sake... get over it. Same with Magic Mike, it's a freaking movie not too mention it has hot ass guys in it! If FI had a problem with me seeing a movie, with actors... acting as strippers, then FI HAS a problem. That just would be weird and uncalled for, it's a movie.I wouldn't have a problem with him seeing something similar, why? it's not like he's having sex with the actresses, it's a movie for entertainment. I guess we're confident enough in the fact that our relationship and sex life is solid enough where we wouldn't be bothered by eachother watching a MOVIE about strippers.
Abortion, I can get REALLY going on this because I have a few conflicting feelings on it. 1st - Late term abortions are absolutely horrible! If you need them to go up there, cut apart your baby to get it out... your f-ed up in the head. Have it and put it up for adoption. 2nd I am pro-life, to a point. Abortions as birth control, is wrong and irresponsible. I'd like to put it as simple as this, abortion should be allowed only for rape victims and medical reasons... but you look at young girl's or just incapable women who get pregnant and it'd be nice to say "just give it up for adoption if you won't be able to provide for it" but adoption is a really rough road for some people, I personally could NEVER do it... so that leaves them either raising a child they know they can't for one reason or another or terminating their pregnancy. I'd rather see them abort the baby then see a child suffer. So I guess that's where my opinions conflict.. it's a really tricky subject in general. No one will ever agree on it, but one thing that I absolutely abhor is the idea that the government can control how a women handles her body!
I'll go ahead and assume that the first part of your post is directed at me. I probably feel the way I do because of my religious beliefs. Not saying that you are not religious, but that's probably where my "issue" comes from. In my mind, just because DH is not having sex with the women in the movies, does not mean he would not be fantasizing about said women while having sex with me, his wife. And vice versa. Do I think Matthew McConaughey is an attractive man? Yes. But that doesn't make it ok to lust after him. I feel the same way about pornography. I guess to me, it's a slippery slope. Eventually an addiction to pornography can replace a healthy sexual relationship between a husband and wife. That's just my reasoning behind my unpopular opinion. I did not realize it would cause such a stir for me to not feel the need to see Magic Mike or read 50 Shades of Grey. I realize other people have different tastes/values, and that's fine.
Oh! Mrscarter it wasn't meant towards you or towards anyone specific, I was just saying it in general as my onion. No I am not a religious person, but most of my friend's and family are very much so I can completely see how that would come into play!
Proud babywearing, breastfeeding, vaccinating SAHM of 2U2!
I have mixed feelings on Obamacare. I think eliminating pre-existing condition clauses is a good thing as well as some of the other aspects, but some of it steps over the line. For example, why should the government care whether restaurants display health information? I like seeing that info, but I think that should be driven by what the market demands and I find it kind of upsetting that government funds might be wasted overseeing that sort of thing. I definitely have no desire to live in a socialist country. Too expensive.
Agreed! And BTW, nice to see you're still posting. Makes me think that you and your family are still in a safe area from the wild fires!
Yep! We're safe. We live on the east side of town which puts us about 9 miles away from the current evacuation areas. Unfortunately at least 2 of our friends are now homeless And our beautiful city is full of smoke and ash It's pretty depressing but the community is pulling together. There have been no deaths or injuries, only really significant property loss
Blog - No Longer on the DL ~ The Man Cave
Shawn and Larissa
LO #1 - Took 2 years and 2 IVFs ~ DX - severe MFI mild PCOS homozygous MTHFR (a1298c)
LO #2 - TTC 7 months, surprise spontaneous BFP!
50 Shades...I am intrigued by the book because so many people are reading it. I have yet to actually cave though and purchase the book.
Magic Mike...Channing Tatum dancing 1/2 naked? (Yum!) Will I end up seeing it? Probably not but the previews are sure nice to watch!
Obama Care...Health insurance or no health insurance, either way you still are screwed. We are paying out the wazzo in medical bills every month and we had health insurance! Still have to pay $4000 for 4 hospital stays from October, November and March. I believe it is wrong to tell someone they HAVE to have health insurance. My husband gets sick once a year. We go to urgent care...pay out of pocket a max of $200 and we call it good. It doesn't make any sense for him to have health insurance! Now of course DS and I always have coverage because of my health issues and because B goes to the doctor a lot.
Abortion...that is a dangerous topic and I'm not even going to open that can of worms! I will say I am pro-life and no more.
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Obama Care...Health insurance or no health insurance, either way you still are screwed. We are paying out the wazzo in medical bills every month and we had health insurance! Still have to pay $4000 for 4 hospital stays from October, November and March. I believe it is wrong to tell someone they HAVE to have health insurance. My husband gets sick once a year. We go to urgent care...pay out of pocket a max of $200 and we call it good. It doesn't make any sense for him to have health insurance! Now of course DS and I always have coverage because of my health issues and because B goes to the doctor a lot.
I just think it's becoming a big joke and the taxpayers unfortunately have to foot this enormous bill, yet again. (Think back to giant $7 Bil bailout) We finally made the decision to switch myself and DS to a separate private plan because the insurance through DH's work was outrageous. It cost us $720 per month to have coverage for myself and my son (DH's work covered him), and we still had about $2,500 in doctor bills after paying the $3,000 deductible. I guess we just have to get used to paying ridiculous amounts for medical coverage and taxes.
My UO (never done one before) I am pro choice but believe that late term-abortions should be illegal.
Maybe because I'm a mom now, and I realize what a struggle it is to become pregnant for some women, it makes me incredibly sad knowing a woman would willingly abort her child. I could never fathom the thought of doing that.
Granted, there are a lot of extenuating circumstances that could drive a woman to get an abortion, but speaking to women I know who have had one, the guilt never really goes away....
I know not many people are a fan of our Governor, Jan Brewer, but I'm glad she passed a law making it illegal for abortions past 20 weeks, except for a medical emergency.
Obama Care...Health insurance or no health insurance, either way you still are screwed. We are paying out the wazzo in medical bills every month and we had health insurance! Still have to pay $4000 for 4 hospital stays from October, November and March. I believe it is wrong to tell someone they HAVE to have health insurance. My husband gets sick once a year. We go to urgent care...pay out of pocket a max of $200 and we call it good. It doesn't make any sense for him to have health insurance! Now of course DS and I always have coverage because of my health issues and because B goes to the doctor a lot.
I really doubt that you would think that if he were to get in a serious car accident... or trip and fall and break his leg in a fluke accident. Just because those things don't normally happen, it doesn't mean they won't ever happen. You have health insurance because of crap like that does happen, then you don't have to worry about it. What if a person got cancer and didn't have health insurance? Or someone like my friend, whom I mentioned in an earlier post, that needed surgery ASAP and prior to Obamacare, would have had tens of thousands of dollars in medical bills?
Who says socialism is a bad thing? I wish I lived in Canada, or the UK, or France, or Sweden...read: any of the civilized world BESIDES THE US.
Just to give you an idea of the income tax rate and the VAT (value added tax, their form of a sales tax) of living in a country with socialized programs.
Sweden- 56.6% VAT- 25%
France- 41% VAT- 19.6%
Norway- 54.3% VAT- 25%
Germany- 45% VAT- 19%
Great Britain- 20% on annual incomes up to ?35000, 40% on annual incomes between ?35000-?150000 and 50% on annual incomes above ?150000 plus national insurance contributions at various rates between 2% and 13.8% VAT- 20%
Canada- 15-29%
United States- 15-35%
You might as well give your paycheck to the government. Yeah, no thanks.
Explain further how the US is not civilized?
Yes, I am aware of how socialism works, thanks. You pay higher taxes, but don't pay anything for college, health care, you get PAID MATERNITY LEAVE, a lot of countries provide new moms with in-home care as well...we are uncivilized in that compared to these countries, our infant mortality rates are higher (way higher: https://en.wikipedia.org/wiki/List_of_countries_by_infant_mortality_rate), we are more obese than these countries as well...that should tell you something.
Yes, I am aware of how socialism works, thanks. You pay higher taxes, but don't pay anything for college, health care, you get PAID MATERNITY LEAVE, a lot of countries provide new moms with in-home care as well...we are uncivilized in that compared to these countries, our infant mortality rates are higher (way higher: https://en.wikipedia.org/wiki/List_of_countries_by_infant_mortality_rate), we are more obese than these countries as well...that should tell you something.
All of this! I'd rather pay more in taxes and have them actually do something for me. Also, the US is rated 25th in the top countries to be a mom (https://healthland.time.com/2012/05/10/report-u-s-is-the-25th-best-country-to-be-a-mom/) and this is based on a number of factors including maternity leave, breastfeeding support, and baby-friendly hospitals.
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I believe it is wrong to tell someone they HAVE to have health insurance. My husband gets sick once a year. We go to urgent care...pay out of pocket a max of $200 and we call it good. It doesn't make any sense for him to have health insurance!
This is hilarious. I don't think you are understanding what insurance is for or how it works. No one expects to get into an accident or get cancer, but it happens. If people only bought health insurance when they thought they needed it, then how would the insurance companies make any money? The point is that EVERYONE BUYS IT and some people will really need it and some won't. But, that doesn't work unless EVERYONE BUYS IT.
It's a simple concept, people.
If your DH got cancer tomorrow, would you let him die because you didn't have health insurance and couldn't pay for the treatments? Of course not! What you'd do is get him treated anyway and not pay the bills (because there's no way you could afford them.) Do you know who gets stuck paying them then? Everyone else. I am so glad the government is going to step in and penalize people who think they are above paying for insurance.
I believe it is wrong to tell someone they HAVE to have health insurance. My husband gets sick once a year. We go to urgent care...pay out of pocket a max of $200 and we call it good. It doesn't make any sense for him to have health insurance!
This is hilarious. I don't think you are understanding what insurance is for or how it works. No one expects to get into an accident or get cancer, but it happens. If people only bought health insurance when they thought they needed it, then how would the insurance companies make any money? The point is that EVERYONE BUYS IT and some people will really need it and some won't. But, that doesn't work unless EVERYONE BUYS IT.
It's a simple concept, people.
If your DH got cancer tomorrow, would you let him die because you didn't have health insurance and couldn't pay for the treatments? Of course not! What you'd do is get him treated anyway and not pay the bills (because there's no way you could afford them.) Do you know who gets stuck paying them then? Everyone else. I am so glad the government is going to step in and penalize people who think they are above paying for insurance.
Thank you! A rational thinker...not wishful thinking, like "If I try real hard, I won't get sick/hurt and wipe out my entire life savings, instead of just paying for health insurance like a smart person."
Honestly, I don't think it's the job of the government to save people from their own stupidity. Sure, everyone should have insurance. They should also be able to choose not to. And if they can afford insurance and they choose not to, they should be held responsible for paying for their medical bills if something happens, even if it takes a 30 year payment plan that gets passed on to the next generation. It's their choice to take that risk.
Blog - No Longer on the DL ~ The Man Cave
Shawn and Larissa
LO #1 - Took 2 years and 2 IVFs ~ DX - severe MFI mild PCOS homozygous MTHFR (a1298c)
LO #2 - TTC 7 months, surprise spontaneous BFP!
Yes, I am aware of how socialism works, thanks. You pay higher taxes, but don't pay anything for college, health care, you get PAID MATERNITY LEAVE, a lot of countries provide new moms with in-home care as well...we are uncivilized in that compared to these countries, our infant mortality rates are higher (way higher: https://en.wikipedia.org/wiki/List_of_countries_by_infant_mortality_rate), we are more obese than these countries as well...that should tell you something.
All of this! I'd rather pay more in taxes and have them actually do something for me. Also, the US is rated 25th in the top countries to be a mom (https://healthland.time.com/2012/05/10/report-u-s-is-the-25th-best-country-to-be-a-mom/) and this is based on a number of factors including maternity leave, breastfeeding support, and baby-friendly hospitals.
Although I've gone back into lurker mode, I'm chiming in on this only because I wrote about this topic and it went viral so I've done my research. Maternity Leave benefits in most other countries function similarly to Unemployment...it is not factored into taxes. It is an insurance premium that is paid into, just how we all pay into unemployment insurance in US. Employers pay into the pot, resulting in a lower salary for the worker. Not the same as a tax. We could and SHOULD have these rights in the US as it shouldn't really be lumped under the "socialism" umbrella.
Regarding Obamacare, I think there are a lot of good parts and some bad. As a fiscal conservative, I personally would prefer a universal solution over this one. I feel like we are just shifting the burden. Now the workforce must pay for their own insurance, or face a penalty if they don't (or can't!), while also funding the insurance of others. I don't mind pitching in extra for others who need it, but I'm already paying out the ass for my own insurance, so how is that fair? Small businesses and the self-employed are going to be penalized.
That said, I think something needed to be done and at least this is a step to making changes.
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My UO is that I can't understand how the Supreme Court could uphold ObamaCare! This country is getting worse by the hour! And secondly, Ron Paul for the win!! He's still in contention. He's as good for the country as George Washington was; and look at all the good things he did.
Obamacare saved a friend of mine because he could get health insurance with his pre-existing condition and could get surgery to fix his Ulcerative colitis. He would have died without the surgery. If it means that I have to pay more taxes for others to reap the benefits of this, I GLADLY will because it is the RIGHT thing to do.
I take it your friend couldn't get a job nor Medicare. With heath insurance at a job, they take you with pre-existing conditions. Come to think of it, just about everyone I know that has to pay for their own health insurance 100% says that their pre-existing conditions ARE covered. Granted they have to go past an inital period of 6 months, but it is covered. ObamaCare is not the fix we need! It is not the right thing to do because it is Socialism.
actually, the waiting period is one year if you are uninsured when you get coverage... so- imagine someone is uninsured, cannot afford COBRA (which, in the case of our family, would have been 1700 a month when my husband left his job) and does not qualify for medicaid/ state health ins. etc... they have to pay about 4000- 5000 per month to purchase insurance privately. if they wait more than 63 days without having coverage, anything they have been treated for in the past six months will not be paid for in any capacity by their insurance policy, whether it is through their employer or not.
after one year of paying the premium to an insurance policy which will not pay for the pre- existing condition, THEN the insurance company will start paying for treatment. What if someone can't wait one year? most people with pre-existing conditions can't.
I don't agree with everything the Obama administration does, but i think that something needs to be done about how out of control health care/ insurance has gotten, and appreciate that something that is being done that that stands a chance at making a real difference in our country.
To say that this isn't a problem and that people who are sick can wait isn't really realistic.
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Re: UO
Just to give you an idea of the income tax rate and the VAT (value added tax, their form of a sales tax) of living in a country with socialized programs.
Sweden- 56.6% VAT- 25%
France- 41% VAT- 19.6%
Norway- 54.3% VAT- 25%
Germany- 45% VAT- 19%
Great Britain- 20% on annual incomes up to ?35000, 40% on annual incomes between ?35000-?150000 and 50% on annual incomes above ?150000 plus national insurance contributions at various rates between 2% and 13.8% VAT- 20%
Canada- 15-29%
United States- 15-35%
You might as well give your paycheck to the government. Yeah, no thanks.
Explain further how the US is not civilized?
I'll bold for you because I agree with it.
I was not intending to be mean at all. I too, find it hilarious.
Maybe because I'm a mom now, and I realize what a struggle it is to become pregnant for some women, it makes me incredibly sad knowing a woman would willingly abort her child. I could never fathom the thought of doing that.
Granted, there are a lot of extenuating circumstances that could drive a woman to get an abortion, but speaking to women I know who have had one, the guilt never really goes away....
50 Shades, it's a freaking book for god's sake... get over it. Same with Magic Mike, it's a freaking movie not too mention it has hot ass guys in it! If FI had a problem with me seeing a movie, with actors... acting as strippers, then FI HAS a problem. That just would be weird and uncalled for, it's a movie.I wouldn't have a problem with him seeing something similar, why? it's not like he's having sex with the actresses, it's a movie for entertainment. I guess we're confident enough in the fact that our relationship and sex life is solid enough where we wouldn't be bothered by eachother watching a MOVIE about strippers.
Abortion, I can get REALLY going on this because I have a few conflicting feelings on it. 1st - Late term abortions are absolutely horrible! If you need them to go up there, cut apart your baby to get it out... your f-ed up in the head. Have it and put it up for adoption. 2nd I am pro-life, to a point. Abortions as birth control, is wrong and irresponsible. I'd like to put it as simple as this, abortion should be allowed only for rape victims and medical reasons... but you look at young girl's or just incapable women who get pregnant and it'd be nice to say "just give it up for adoption if you won't be able to provide for it" but adoption is a really rough road for some people, I personally could NEVER do it... so that leaves them either raising a child they know they can't for one reason or another or terminating their pregnancy. I'd rather see them abort the baby then see a child suffer. So I guess that's where my opinions conflict.. it's a really tricky subject in general. No one will ever agree on it, but one thing that I absolutely abhor is the idea that the government can control how a women handles her body!
I'll go ahead and assume that the first part of your post is directed at me. I probably feel the way I do because of my religious beliefs. Not saying that you are not religious, but that's probably where my "issue" comes from. In my mind, just because DH is not having sex with the women in the movies, does not mean he would not be fantasizing about said women while having sex with me, his wife. And vice versa. Do I think Matthew McConaughey is an attractive man? Yes. But that doesn't make it ok to lust after him. I feel the same way about pornography. I guess to me, it's a slippery slope. Eventually an addiction to pornography can replace a healthy sexual relationship between a husband and wife. That's just my reasoning behind my unpopular opinion. I did not realize it would cause such a stir for me to not feel the need to see Magic Mike or read 50 Shades of Grey. I realize other people have different tastes/values, and that's fine.
Oh! Mrscarter it wasn't meant towards you
or towards anyone specific, I was just saying it in general as my onion. No I am not a religious person, but most of my friend's and family are very much so I can completely see how that would come into play!
Yep! We're safe. We live on the east side of town which puts us about 9 miles away from the current evacuation areas. Unfortunately at least 2 of our friends are now homeless
And our beautiful city is full of smoke and ash 
It's pretty depressing but the community is pulling together. There have been no deaths or injuries, only really significant property loss
~Working Mom~Breastfeeding Mom~Cloth Diapering Mom~BLW Mom~
Blog - No Longer on the DL ~ The Man Cave
Shawn and Larissa
LO #1 - Took 2 years and 2 IVFs ~ DX - severe MFI mild PCOS homozygous MTHFR (a1298c)
LO #2 - TTC 7 months, surprise spontaneous BFP!
50 Shades...I am intrigued by the book because so many people are reading it. I have yet to actually cave though and purchase the book.
Magic Mike...Channing Tatum dancing 1/2 naked? (Yum!) Will I end up seeing it? Probably not but the previews are sure nice to watch!
Obama Care...Health insurance or no health insurance, either way you still are screwed. We are paying out the wazzo in medical bills every month and we had health insurance! Still have to pay $4000 for 4 hospital stays from October, November and March. I believe it is wrong to tell someone they HAVE to have health insurance. My husband gets sick once a year. We go to urgent care...pay out of pocket a max of $200 and we call it good. It doesn't make any sense for him to have health insurance! Now of course DS and I always have coverage because of my health issues and because B goes to the doctor a lot.
Abortion...that is a dangerous topic and I'm not even going to open that can of worms! I will say I am pro-life and no more.
I just think it's becoming a big joke and the taxpayers unfortunately have to foot this enormous bill, yet again. (Think back to giant $7 Bil bailout) We finally made the decision to switch myself and DS to a separate private plan because the insurance through DH's work was outrageous. It cost us $720 per month to have coverage for myself and my son (DH's work covered him), and we still had about $2,500 in doctor bills after paying the $3,000 deductible. I guess we just have to get used to paying ridiculous amounts for medical coverage and taxes.
I know not many people are a fan of our Governor, Jan Brewer, but I'm glad she passed a law making it illegal for abortions past 20 weeks, except for a medical emergency.
I really doubt that you would think that if he were to get in a serious car accident... or trip and fall and break his leg in a fluke accident. Just because those things don't normally happen, it doesn't mean they won't ever happen. You have health insurance because of crap like that does happen, then you don't have to worry about it. What if a person got cancer and didn't have health insurance? Or someone like my friend, whom I mentioned in an earlier post, that needed surgery ASAP and prior to Obamacare, would have had tens of thousands of dollars in medical bills?
Yes, I am aware of how socialism works, thanks. You pay higher taxes, but don't pay anything for college, health care, you get PAID MATERNITY LEAVE, a lot of countries provide new moms with in-home care as well...we are uncivilized in that compared to these countries, our infant mortality rates are higher (way higher: https://en.wikipedia.org/wiki/List_of_countries_by_infant_mortality_rate), we are more obese than these countries as well...that should tell you something.
All of this! I'd rather pay more in taxes and have them actually do something for me. Also, the US is rated 25th in the top countries to be a mom (https://healthland.time.com/2012/05/10/report-u-s-is-the-25th-best-country-to-be-a-mom/) and this is based on a number of factors including maternity leave, breastfeeding support, and baby-friendly hospitals.
This is hilarious. I don't think you are understanding what insurance is for or how it works. No one expects to get into an accident or get cancer, but it happens. If people only bought health insurance when they thought they needed it, then how would the insurance companies make any money? The point is that EVERYONE BUYS IT and some people will really need it and some won't. But, that doesn't work unless EVERYONE BUYS IT.
It's a simple concept, people.
If your DH got cancer tomorrow, would you let him die because you didn't have health insurance and couldn't pay for the treatments? Of course not! What you'd do is get him treated anyway and not pay the bills (because there's no way you could afford them.) Do you know who gets stuck paying them then? Everyone else. I am so glad the government is going to step in and penalize people who think they are above paying for insurance.
Thank you! A rational thinker...not wishful thinking, like "If I try real hard, I won't get sick/hurt and wipe out my entire life savings, instead of just paying for health insurance like a smart person."
~Working Mom~Breastfeeding Mom~Cloth Diapering Mom~BLW Mom~
Blog - No Longer on the DL ~ The Man Cave
Shawn and Larissa
LO #1 - Took 2 years and 2 IVFs ~ DX - severe MFI mild PCOS homozygous MTHFR (a1298c)
LO #2 - TTC 7 months, surprise spontaneous BFP!
Although I've gone back into lurker mode, I'm chiming in on this only because I wrote about this topic and it went viral so I've done my research. Maternity Leave benefits in most other countries function similarly to Unemployment...it is not factored into taxes. It is an insurance premium that is paid into, just how we all pay into unemployment insurance in US. Employers pay into the pot, resulting in a lower salary for the worker. Not the same as a tax. We could and SHOULD have these rights in the US as it shouldn't really be lumped under the "socialism" umbrella.
Regarding Obamacare, I think there are a lot of good parts and some bad. As a fiscal conservative, I personally would prefer a universal solution over this one. I feel like we are just shifting the burden. Now the workforce must pay for their own insurance, or face a penalty if they don't (or can't!), while also funding the insurance of others. I don't mind pitching in extra for others who need it, but I'm already paying out the ass for my own insurance, so how is that fair? Small businesses and the self-employed are going to be penalized.
That said, I think something needed to be done and at least this is a step to making changes.
actually, the waiting period is one year if you are uninsured when you get coverage... so- imagine someone is uninsured, cannot afford COBRA (which, in the case of our family, would have been 1700 a month when my husband left his job) and does not qualify for medicaid/ state health ins. etc... they have to pay about 4000- 5000 per month to purchase insurance privately. if they wait more than 63 days without having coverage, anything they have been treated for in the past six months will not be paid for in any capacity by their insurance policy, whether it is through their employer or not.
after one year of paying the premium to an insurance policy which will not pay for the pre- existing condition, THEN the insurance company will start paying for treatment. What if someone can't wait one year? most people with pre-existing conditions can't.
I don't agree with everything the Obama administration does, but i think that something needs to be done about how out of control health care/ insurance has gotten, and appreciate that something that is being done that that stands a chance at making a real difference in our country.
To say that this isn't a problem and that people who are sick can wait isn't really realistic.