OMG Explanation of Benefits!

cls78

I just got my EOB for my blood work that I had done for my preconception apt and the total was 2484.50 billed to my insurance!!! One of the labs was 1279.50, so good thing I am only responsible for 10.00. Is this the typical cost for blood work?

Google83

I have no idea... but that's insane!

notquiteblushing

Yowser.  What did they test for?  TBH, I never even open those envelopes.  I guess I should.

tennisanddance

Why did they do bloodwork before you started to TTC?

Shayliz

Wow, what the heck did they test? My prenatal/preIUI panel wasn't even that much. 

rrcraz7

it all depends on what tests they run. There really is no general cost. My ob/gyn has no such thing as a preconception blood work or appointment.

Do you know what they tested you for?

cls78

I know one of the test was cystic fibrosis. It looks like 17 test were done according to my EOB.

blp0118

I have to pay OOP for my cystic fibrosis one. I decided not to do that one, it was really expensive, and i don't think it would change my mind about TTC anyway.

Wow, thnk goodness for insurance!

karma&co

blp0118:

I have to pay OOP for my cystic fibrosis one. I decided not to do that one, it was really expensive, and i don't think it would change my mind about TTC anyway.

Wow, thnk goodness for insurance!

Well let's all hope really hard that neither you or your husband is a CF carrier then.

Eags

That sounds like the tests my RE offered me when we first met. They were crazy expensive & tested for all sorts of things (from STDs to genetic issues that mainly affect only certain groups of people)./

mmb248

karma&co:

blp0118:

I have to pay OOP for my cystic fibrosis one. I decided not to do that one, it was really expensive, and i don't think it would change my mind about TTC anyway.

Wow, thnk goodness for insurance!

Well let's all hope really hard that neither you or your husband is a CF carrier then.

I'm sorry, but this comment is just rubbing me wrong way.  One of my dearest friends had CF and this comment feels like you are suggesting CF carriers shouldn't have kids.  Even if blp0018 did test positive, her husband would also have to be a carrier and even then, there's only a 25% chance of having a child with CF.

KdgTeacher

You had blood work done and don't know what was tested?

I had Fragile X testing and a Chromosone Analysis done back in Dec.  My bill was more than that.  Thankfully it was all covered. 

cls78

KdgTeacher:

You had blood work done and don't know what was tested?

I had Fragile X testing and a Chromosone Analysis done back in Dec.  My bill was more than that.  Thankfully it was all covered. 

I asked when the nurse called with the results,  but she only told me routine blood work.  ( CBC, Vitamin D, CF etc).    It seems like a lot more was run!  Next time I will ask for sure.   

kellyrn9956

cls78:

I know one of the test was cystic fibrosis. It looks like 17 test were done according to my EOB.

The genetic testing for CF shouldn't cost over $1200. I will be having an entire panel of genetic testing done (H is adopted and of Middle Eastern descent, so we chose to do so), and the whole panel, which tests for 16 genetic diseases using a saliva test, is $350 OOP. It includes cystic fibrosis. Hmmmm...I wonder which test it was that was so expensive? Now I am curious  

 

buckeyebaby814

I didn't have any preconception b/w done but I did have repeated pregnancy loss b/w done and the bill to my insurance was $2400ish.  

Blondebombkels10

Yes it can be that much.  Looking at EOB's can be seriously shocking.  It's amazing that they can charge an arm and a leg to a person paying OOP but the will only get 3 fingers from an insurance company.  I used to work for a family practice and they would charge $80 for a 10 minute visit but only get $25-30 from the insurance companies and they'd be happy with that.  It's pure insanity.  

karma&co

mmb248:

karma&co:

blp0118:

I have to pay OOP for my cystic fibrosis one. I decided not to do that one, it was really expensive, and i don't think it would change my mind about TTC anyway.

Wow, thnk goodness for insurance!

Well let's all hope really hard that neither you or your husband is a CF carrier then.

I'm sorry, but this comment is just rubbing me wrong way.  One of my dearest friends had CF and this comment feels like you are suggesting CF carriers shouldn't have kids.  Even if blp0018 did test positive, her husband would also have to be a carrier and even then, there's only a 25% chance of having a child with CF.

I was not even close to suggesting this. Something like 1 in 29 caucasians are carriers. I can't imagine not getting tested with stats like that.

Knowledge is power yo.  

Testing is certainly not mandatory, but it sure seems prudent IMO. 

cynthiar2003

GhostMonkey:

kellyrn9956:

cls78:

I know one of the test was cystic fibrosis. It looks like 17 test were done according to my EOB.

The genetic testing for CF shouldn't cost over $1200. I will be having an entire panel of genetic testing done (H is adopted and of Middle Eastern descent, so we chose to do so), and the whole panel, which tests for 16 genetic diseases using a saliva test, is $350 OOP. It includes cystic fibrosis. Hmmmm...I wonder which test it was that was so expensive? Now I am curious  

 

OOP =/= what they bill insurance

And it can vary. Just like HSG- pre-insurance for some if $400, others it is $1,500.

 

This. It can also vary regionally depending on which health care providers the health plan is contracting with. Some of the larger ones are more expensive.