Hi everyone, I am new to this board and was hoping for some advice from some of you Atlanta moms. DH and I just found out we are expecting our first child in Sept. 2012. We are overjoyed of course but have been looking in to the financial side of things and it has us worried. I don't have insurance through work because I am a freelance photographer so I am on DH's insurance but it does not provide any maternity coverage so we are going to have to pay for everything ourselves. We do not have a low enough income to qualify for medicaid or other similar programs so this will all be coming out of pocket.
I've heard that some hospitals offer programs for families without maternity insurance where you pay a flat fee upfront and all of your maternity costs are covered. Does anyone know of any hospitals in Atlanta that have this kind of program? If you have delivered a baby in the Atlanta area what hospital did you use and what was the overall cost for hospital stay and prenatal care?
Any info you can give would be so much appreciated. Trying to figure all of this out has me super stressed! Thanks in advance :-)