Stay at Home Moms

Are you the saver or the spender?

I was thinking about it and my husband and I aren't either, I like to spend on some things and save on others, same with my husband are you like this. For example I like to spend a little extra on paper towels, my husband likes to buy the cheap ones but I don't mind paying for Viva our Bounty,my husband likes to spend on things like cars, I don't mind getting an older car but my husband would rather we got a newer model (not neccesarily new just newer) What are you and your husband like? Thanks in advance.

Re: Are you the saver or the spender?

  • DH and I aren't big on non-name brand stuff.  I'll buy a few things store brand like ground beef, fruit snacks, and milk, and sometimes pastas if it's cheaper.  Amoung a very few other things.  We do, however shop mostly at Walmart because it is cheaper there, even the name brand stuff.  
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  • I'm the saver.  For sure.  On the other hand, if there is a way to spend money on something, my husband will find it.

    We are a good balance but it can be frustrating at times.

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  • imagemabma80:
    DH and I aren't big on non-name brand stuff.  I'll buy a few things store brand like ground beef, fruit snacks, and milk, and sometimes pastas if it's cheaper.  Amoung a very few other things.  We do, however shop mostly at Walmart because it is cheaper there, even the name brand stuff.  

    This is how I feel, we do a lot of shoping at Walmart and Costco so I try to shop smart. Since there isn't too big of a price diffrence DH doesn't complain.

  • My husband likes to save on the stuff I like to spend on and I like to save on the things my husband likes to spend on. So we are kinda in the same boat, we have to compromise all the time, it can be a little frustrating.
  • We're both spenders. BUT, both fiscally responsible. We don't spend money we don't have, and we save a lot too.........
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  • We are both frugal but I am seriously hardcore frugal on most things and he needs some... direction.
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  • imagelaney75:

    I'm the saver.  For sure.  On the other hand, if there is a way to spend money on something, my husband will find it.

    We are a good balance but it can be frustrating at times.

    This exactly.

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  • imageMamatoJackson:
    We are both frugal but I am seriously hardcore frugal on most things and he needs some... direction.

    This is us too!

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  • It depends on what we are buying. I refuse to buy cheap TP or paper towels. DH refuses to buy new cars. I prefer to shop at Winn Dixie while he prefers Publix or The Fresh Market. Those stores are a lot more expensive. Now I will spend on clothes/shoes but he prefers Kmart, Sears, or Ross. It is a balance.
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  • I am the spender. I try to cut costs when I can by shopping at Wal-Mart and Trader Joe's or Aldi but I still spend on clothing and shoes and stuff for the house. You can't have the name fashiongal and not be well dressed. I have a penchant for expensive handbags and designer clothing. 
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  • I am most definitely the saver, DH is most definitely the spender, but I appreciate him because otherwise we would live a very different life, in a small house, with cheap cars, saving everything, which is pretty much how I lived until I married him.  My dad saved everything and retired at 46 to a nice life.  I think that is not the life for us, but it is ingrained in me to save. I do hope I can pass that on to our children.  Choose the things that add value to YOUR life, not the lives of the Jones'. 
  • I'm a spender in general, but I'm also like you.  I buy Jewel (our local grocery store) brand bread and Target brand paper towels but only buy organic produce/dairy, etc. 

    I will never buy a brand new car and get toys off of Craigslist, but my kids wear some designer clothes.   

    I think it's all about priorities and what you care about!   

    My DH definitely has his priorities but in general is much cheaper than I am LOL 

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  • We have two completely different spending styles.  I tend to be more frugal on everyday stuff and splurge on more expensive purchases.  DH tends to spend more on a day to day basis and have a harder time making the expensive purchases.

    I do most of the shopping and buy a lot of generic brand stuff.  For the most part, DH doesn't complain.  He hates generic paper towels and uses them a lot more than I do.  He also tends to spend more on convenience stuff.  We both have a few things like razors and soda that we prefer the name brand.

    He also spends a lot at the car wash and has to get the most expensive option.  I'm fine washing mine in the driveway or using the quarter machine.

    I spend more on clothes.  DH has a pretty laid back style and is fine with cheap/sale clothes.  I don't have a problem with cheap clothes, but I do have a hard time finding stuff that fit right and end up having to spend more.  Plus DH's weight/size usually stays the same and I can buy clothes on clearance off season for him.  I also spend a lot more on workout clothes.  We both spend a lot on workout shoes.  DH spends more on everyday and work shoes.  I'm fine with Payless.

    DH spends a lot on eating out especially for his lunches.  He also has a large dvd collection and buys those $5 movies a lot.  DH also splurges a lot when it comes to me and date nights.  He's usually tries to talk me into getting stuff when I ask him for his opinion even if it's something completely unnecessary.

    I splurged on my smart phone, but DH was fine with a cheaper model "as long as it had a keyboard."

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  • DH likes to think he's a saver and that I spend all of our money. But I'm the one that sets up all of our savings. DH never actually spends money, because he has me buy things. But whenever we have anything leftover from our budget he wants to go out to a fancy restaurant, go out of town, etc. We just bought a 2008 Grand Caravan and he keeps talking about how he wants something nice when the car he's driving dies (he does want to drive the car until we have to get rid of it, 2000 Chrysler 300M that I bought 6 years ago). We think ahead, so even though it's several years down the road we/I am already planning and saving for it. I think he should get something that's great on gas and small/cheap but reliable since he will just drive it back and forth from work. But he feels like he needs something that he can be "proud" of. I just roll my eyes, I mean I just got a Grand Caravan because it's practicle.

    So even though DH actually spends less money than me and might only swipe his debit card 6 times a month - I'm the saver.
  • I'm the spender and he's the saver.  That's why he's "in charge" of our loose budget.  ;-)

    ETA:  He has no problem spending money on quality, such as nice clothes, vacations, etc.  But if he were in charge of the grocery shopping (he is not for a reason, LOL), he would probably find a way to spend about 1/4 of what I do.   

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  • I don't think dh knows the value of things, so he ends up being a spender on accident lol

    If he goes shopping for clothes, he'll spend what I consider too much money and he'll have 3 shirts and a pair of shoes. He THINKS it was a good deal, but I know I could've found better. 

     

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  • I am a spender but I wouldn't spend it if I didn't have it.  I stay in a budget so as long as its there to spend I will spend it.  My husband is the same way, we put money away, give money away and pay everything off and once thats done then whats left we spend but don't spend more than we have. 
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  • Most of the time, my husband is the spender while I'm the saver but there are some things that I will spend extra on. It just depends on what it comes down to. I will save on trash bags, paper towels, windex, dish washing soap,sponges, but spend a lil extra on my laundry detergent, dishwasher detergent, and multi purpose cleaner.

    When it comes to clothing, I normally try to save unless it comes to a pair of jeans that fit me right. I have a hard time finding jeans that fit and look right so when I do come across a pair, I will spend a little extra. 

    Basically, I will pay for quality. If I can justify the extra money spent and I think the quality is worth the extra price, I will spend extra. I don't know if that makes any sense. My husband on the other hand, normally things the more you spend means the better product you get. 

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  • My husband would say I'm a spender, but that's because he's a major saver.  He can rationalize himself out of buying nearly anything!  I clip coupons, shop sales, use store brands, etc but I also will splurge every once in a while.  We have savings, but seem to only be able to add to it very slowly!  
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