Hi ladies! Im hoping someone will be able to help me, this is really starting to add stress that I do not need... So right now DH is in the reserves but he has a civilian position on base so we currently have bcbs federal. We are thinking about moving back to our homestate in a couple weeks though, so we would have to switch to tricare reserve select. He has spoken to tricare and Ive been on their website a million times and my pregnancy brain is not functioning and I dont get it. My question is that the tricare lady told DH that the delivery will only cost $16.17 (or something around that) a day and thats all. But on their website I see stuff about 15% cost shares and $1000 cap limits...sooo what is it?! Do I pay the $16 plus the $1000 cap??...do i pay the $16 plus 15% of the bill?? I need to know bcuz I am hesitant on switching insurance and dealing with all of this so close to my due date (in July) and I just need to know if it really is only the $16 bucks and thats all or are there going to be cap and cost share fees included in the delivery. Thanks to anyone who has experience and can help, I appreciate it!