I am an insurance rep for a well know Insurance Company in CA.
And actually the worst drivers are the young and/or new drivers, especially ages between 16 -21. I get many accident claims on a weekly bases and the majority of them are in that age group. That is why when you are a new license driver your insurance rate is super high because you are consider high risk of getting into an accident.
I've worked in insurance for 9 years and I can count a handful of old drivers 70+ who've been in bad accidents because of their faults.
Just thought I'd share this info with you all! This is just an FYI not here to stir the pot, beat the dead horse, jump on the bandwangon... etc. LOL!