3rd Trimester

NBR PSA

There is NO SUCH THING as 'full coverage' on your automobile.  NO. SUCH. THING.  If you call in to your insurance company and tell them you have 'full coverage' on your car, I promise you, they are rolling their eyes on the other end of the phone.  

/vent 

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The Mouse ~ 06.12.08 | The Froggy ~ 02.23.11

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Re: NBR PSA

  • LMFAO! I pph Totty.
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  • i worked in auto claims...so i rate this post EXCELLENT.
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  • what brings this subject up?
  • I'm not in claims, I'm an agent and this drives me NUTS! When people want to compare with what they have. "Oh I have full coverage." IndifferentSuper Angry So I have to go through and explain everything to try to figure out what they have.
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  • image*BlackSheep*:
    what brings this subject up?

    I work in auto claims and have heard this statement like, 4 times today.  It always makes me want to pull my hair out.  

    NO SUCH THING AS 'FULL COVERAGE'!!!!!!!!!!!!1!!! 

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    The Mouse ~ 06.12.08 | The Froggy ~ 02.23.11

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  • imageerin.m:
    I'm not in claims, I'm an agent and this drives me NUTS! When people want to compare with what they have. "Oh I have full coverage." IndifferentSuper Angry So I have to go through and explain everything to try to figure out what they have.

    This is me, and I 100% agree!!!

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  • When I say I have full coverage, I mean that I have comprehensive, not just liability.  I'm sure that's what a lot of people mean.   
  • imagePamela05:
    When I say I have full coverage, I mean that I have comprehensive, not just liability.  I'm sure that's what a lot of people mean.   

    Yes, I know that's what YOU mean when you say it, but it isn't accurate or true.  'Full coverage' would be if you also had uninsured  PD and BI coverage. And collision.  And Med Pay.  And PIP.  And if you had the highest limits on ALL of those coverages along with your liability and PD coverage.  Oh, and an umbrella policy on top of that.  

    There is an unfathomable amount and type of coverages you can get.  So no.  No you do NOT have 'full coverage'.   

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    The Mouse ~ 06.12.08 | The Froggy ~ 02.23.11

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