Money and babies *clicky poll*

FerreraRocher

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[Poll]

ljlkm

I'm not sure I understand the question. Do you mean in deciding to have another child?

anna7602

When you say "and babies," do you mean is a money a factor in how many babies you want or just an issue in your life in general?

I will say that in relation to babies, money is probably a factor in some way for everyone because you have to provide for your child somehow. It's just a matter of what that "providing" looks like. For me, I wanted us to be comfortable enough before having children that I didn't have to be employed full-time if I didn't want to be. That definitely involved making some cuts and sticking to a budget, but I didn't want to stress about something basic like paying our mortgage.

FerreraRocher

ljlkm:

I'm not sure I understand the question. Do you mean in deciding to have another child?

Yes. Sorry for being so vague. 

pink.dutch.tulips

more info needed ... money as in what determines how many kids, savings goals for said kids (some parents like to pay for college 100%, etc.)

if its to determine # of kids .. umm yeah money is a HUGE factor. 

FerreraRocher

anna7602:

When you say "and babies," do you mean is a money a factor in how many babies you want or just an issue in your life in general?

I will say that in relation to babies, money is probably a factor in some way for everyone because you have to provide for your child somehow. It's just a matter of what that "providing" looks like. For me, I wanted us to be comfortable enough before having children that I didn't have to be employed full-time if I didn't want to be. That definitely involved making some cuts and sticking to a budget, but I didn't want to stress about something basic like paying our mortgage.

I apologize for not clarifying. I was asking if it was a factor in deciding to conceive.

FerreraRocher

pink.dutch.tulips:

more info needed ... money as in what determines how many kids, savings goals for said kids (some parents like to pay for college 100%, etc.)

if its to determine # of kids .. umm yeah money is a HUGE factor. 

I have a couple of friends that do not have a lot of money, continue to conceive (no condoms are not against their religion) and say that it is in God's hands. One actually scoffed at me when I said it wasn't in our budget to have more than two.

anna7602

FerreraRocher:

anna7602:

When you say "and babies," do you mean is a money a factor in how many babies you want or just an issue in your life in general?

I will say that in relation to babies, money is probably a factor in some way for everyone because you have to provide for your child somehow. It's just a matter of what that "providing" looks like. For me, I wanted us to be comfortable enough before having children that I didn't have to be employed full-time if I didn't want to be. That definitely involved making some cuts and sticking to a budget, but I didn't want to stress about something basic like paying our mortgage.

I apologize for not clarifying. I was asking if it was a factor in deciding to conceive.

Gotcha. Well, my answer still stands in relation to conceiving #1. Having a second child is more a matter of whether I feel ready to lose some of the "freedoms" I feel like I have gained now that DD is older. She's potty trained, weaned. fairly verbal, in school part of the time and pretty comfortable being left with most sitters, all things that would not be true of a newborn.

MrsBatty

We won't even consider trying for another LO until we can afford it.  

... and we are no where near being able to afford it. 

jrlandrigan

We were able to save a lot more money before I got pregnant with DS and we made sure we had a certain amount in our savings account before we even started TTC. Right now, DH says that we can't have another child because we still want to not live pay check to pay check and go on vacations, etc. We don't save as much as we used to be able to but we aren't strapped for cash. DH also watches DS while I work and I watch him while DH works, so we never see eachother and he gets burnt out watching him all day. So the other factor would be DH making enough so that I could stay home, or maybe work part time, but that doesn't seem possible. I am hoping in the next 3 or 4 years something will change and I can find a decent part time job with good health insurance or that one of our parents would be willing and able to watch our child/children. Unless something like that happens, I don't think we will be having another baby

2-Step

This answer to this will be totally different for each family. Some families will feel they need to be in a situation to pay for college and live in a certain neighborhood, afford travel etc for their LOs and on the other end of the spectrum you will have families who are willing to live in a cabin with no power and have a family farm with 10 kids who all work together their entire lives to provide for each other. I don't think there is a right way as long as you can feed your family and teach them to be respectful members of society. It totally depends on how you want to live your life.

Daisy582

MrsBatty:

We won't even consider trying for another LO until we can afford it.  

... and we are no where near being able to afford it. 

This exactly!

 Oh, and what does the "that is what social security is for" answer mean? Is that refering to people who have child after child and expect the government to pick up the bill?

MrsJMB

*SS - I'm done.  No matter how much money.  

blessedinthewest

Yes, because with one child I am able to work part time as MIL so graciously babysits DS part time.  However I wouldn't want to have her taking care of two children which means I would have to quit my job probably.  So deciding whether or not to have a second child is a HUGE financial decesion for me.

redhotchili83

We wouldnt have another one if we absolutely couldn't afford it.  However, I dont know if you ever truly feel you can afford a child (or another child).

My personal belief is God has WAY more important things to worry about than my own bank account.  Thats why He gave us the ability to take care of ourselves.