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Toddlers: 12 - 24 Months
I cant pay my rent this month
and they want to kick us out. We took Ben to the ER and such, and have very little money this month. We dont have family to borrow from... I don't know what we're going to do.
This is the first month we've even been late
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Re: I cant pay my rent this month
Go Phils!!
MC #1- Jamie George 6/7/08, MC #2- Christian Aaron 1/15/09
BFP! 3/25/09 BETA 1 (4/7/09) -# 9659 BETA 2 (4/10/09) - # 19171 Born 12/6/09 - Our precious girl.
MC #3- Ashley Grace 2/15/11, MC #4- Amelia Noel 12/30/11
MC #5- Antonio 9/8/12
BFP! 10/6/12
I'm sorry about your situation. I know here in Ca it is really hard to actually evict someone even if they aren't paying rent. It takes a long time. I would hope they would be reasonable, since it is the first time you have ever been late.
Good luck! Keep us updated.
I'm sorry! That has to be so stressful! I
f this is your first month, would your complex be willing to do a one-time payment plan? Maybe some Bumpees will know of federal or state-level assistance. Are there any odd-jobs / overtime hours that you guys would be able to pick up? I am not sure of your professions there may be some extra seasonal work available. I hope that everything works out!
Usually it takes three months to get evicted. Try to talk to them or the hospital to make some sort of arrangements. Explain that you want to pay, you have a child, and are going to pay. Be clear that you are going to pay. You can also call up other major debtors and ask for a "hardship deferments" on car notes, student loans, etc. Other options: loan from a bank or credit card. You can also pawn electronics and jewelry.
You can do this. I know it is tough. But hang in there.
Just so you know you don't have to leave unless they have taken you to court. It varies by state, but here you have to give the tenant a 10 day late notice, file in small claims court, get a court date and serve that date to the tenants, go to court, then they give you 30 days to move out. I used to work as a paralegal. Unless the sheriff is at your door I wouldn't leave. Look up your state rules.
Can you give them a partial payment? Here you have to start all over in the process if the landlord accepts any money. Good luck. It must be stressful.
Huge hugs for you... I'm so sorry. You're in my thoughts and prayers.
NOOOO don't do the payday loan! I know you want to get the money now and jsut get this behind you, but you will be paying like 500% interest on one of those things. PLEASE wait until tomorrow to talk to the church. Stay away from those loans.... they are scams!!!
Ditto this! I'm so sorry you're in this stressful situation and hope you're able to work something out.
I agree with waiting on pay day loans!
No one has mentioned it b/c I know it can put a strain on friendships, but do you have friends that you might be able to ask for a loan?
I know they say never to loan friends money, but if we had friends in that situation and we could help out, we wouldn't think twice about it! Especially if you have no family to ask for help!
So sorry you are going through tough time. Please don;t do pay day advance/loans!
Churches can be an amazing resource and great support! Also you can call fin aid at your school. Sometimes you can qualify for additional state grants or school scholarships based on income, situation, children. I know at our University we have lots available and sometimes no one even applies or only one person. It is free $$ but students are not aware (or don't know to do the research) to find the support they need.
Good luck
Just want to say again....read your lease! The state rules are also very important, but your lease should also have some easy info that you can access quickly.
I think that your landlords are trying to scare you into paying them quickly so that they don't have to spend time and money pursuing things. Lawyer DH says it is nearly impossible to evict somebody that quickly. They know that and don't want the hassle of following procedures, and they're hoping you don't know so they're pushing you around.
Take your time. Find out what resources and laws are available to you before you do anything, especially taking a loan. Don't believe a word your landlord says. They are probably already lying to you.
Money has been very tight for us too but here are some things we did:
Called all bills (cell phones, cable/internet/home phn, insurance, gym membership, bank ect). Cut down or temporarily suspend your services, alot of places have a "vacation" program that cuts your services down and bills down to $10 or something for a certain length of time (between 1-6months). I would also work out a payment plan with the hospital. If you mailed a cheque, go to the bank and cancel it (if it isnt cashed yet) and then call and make payment arrangements with the hospital. This is perfectly fine to do this, its not being deliquent or anything to make arrangements ahead of time or get on a pymt plan.
Next, only buy what is ABSOLUTELY required for groceries. We have cut out grocery bill to $50 a week. Its so little and we dont have alot but its enough to feed us boring meals each week.
Call and complain to diaper companies and get coupons for free diapers.
Sell some things on craigslist, pawn off something of value. I have even returned things for cash. I bought some supplies to make my friend a diaper cake and a few xmas gifts then realized we didnt have enough for gas/groceries and had to return it all. It totally $80 which most ppl would think is not much but it we needed it. Coscto is excellent for returns and give cash even on used or big items!
Offer babysitting, dog sitting/walking, grocery shopping, yard cleaning, house cleaning on craigslist or print out a flyer on your computer and hand it to neighbours and offer your services for cash.
Do a bottle drive or go around collecting bottles and return them to a bottle depo for cash.
** Dont worry, you will make it through this. Your landlords CANNOT legally kick you out. You have RIGHTS. Check your agreement. Do not move out. They cannot evict you unless they go through the proper procedures and even if they come banging on the door and unless they are following proper procedures, you are within your rights to call the cops on them. They need to give you a late notice, then take you to court then get a warrant and have police come and remove you. That usually takes 3-6months. Im sure if you just call and explain you cant pay on the 1st but can pay on ______ date or explain you can pay half ___ this day and the other half ___ this day. Give it to them in writting and sign it. That way they have something that shows you will pay. Try not to panic. They might be annoyd but stuff happens and they will get thier money just not on time.
This time of year is hard for ALOT of people. Your going to be okay!
I totally understand how you feel and I'm so sorry you are going through this. I know how scary it can be. I really hope things look up for you and your family soon.
Do you have any broken or junk jewelry that you don't wear anymore? I had a bunch of broken gold chains even earring backs that I was able to sell. My FIL brought it to a jeweler that he new was reputable and it turned out to be worth $650. You never know what you may have lying around!
Keep your chin up. You will get through this!
They can't kick you out for the 1st time being late. Also there is usually a grace period. Talk w/ your landlord or association to see if something can be worked out. Go to the state to see if you can get assistance w/ your rent.
It is really hard to evict people w/ kids. It can take many months for it to happen. Good luck.