If you have a plan where you have to meet your deductible before insurance will pay, is your doctor making you pay your deductible to them up front or are they just billing the insurance for services or something like that? I know that the office doesn't bill until after the pregnancy but my ins. changes at the first of the year and they are telling me that I will need to pay my $5000 deductible to the doc's office by week 27 or 32. This just doesn't sound right to me. Called ins co and they said that the office could do it this way, but most doctor's don't because the don't know what the total is and if I have overpaid, then they will have to give me a refund.
Re: Did you have to pay your deductible up front?
Me (33) | DH (33)
Married in Oct 2005
TTC #1 Sept 2007. Dx PCOS w/ IR, no ovulation, 6 cycles of Clomid failed. First cycle of Femara gave us our first miracle in May 2011
TTC #2. 10+ cycles of Femara w/ TI, Femara w/ IUI, Starting IVF #1 in January 2015