Does anyone here have VISTA Insurance???

GoldieBride

Right after the baby is born we are going to switch insurance. We buy private because hubby is self-employed. Right now we have BCBS and while we love all the access with a PPO an 80/20 is out of the question from now on and the premiums are ridiculous. (Our maternity coverage is actually a 50/50 which is HARD on the budget)  I would love to switch to an HMO that covers everything 100% after copays.  Any experience with them? Thanks!

cocojack10

DH had Vista for a few yrs before I added him to my plan.  He never had any complaints, but then again, he never really used it, only for annual checkups (::knock on wood::).  However, I do remember they being a bit more annoying about needing referrals, etc, but I suppose that is standard.

When I was unemployed, I was covered under Golden Rule, which is an UnitedHealthcare plan.  It wasn't the cheapest, but coverage was good, and a lot cheaper than COBRA!  LOL  Just giving you another option.

GL

CJB8

I had Vista last year when I gave birth.  My only complaint was that I was due Mid-July and effective July 1, they stopped providing coverage to Boca Raton Community Hospital.  It happens with all kinds of insurance but it was really bad timing since I was notified 3 weeks before I gave birth.  And, I was never notified by Vista.  I was notified by Boca Hospital.  

 otherwise, no complaints!

 

rach312

I've had it for a few years.  I have their high option HMO and you actually don't need any referrals for specials - it's just a slightly higher copay than seeing your primary doctor.  No complaints here.  I had a PPO before switching to Vista and I haven't noticed a difference in the areas that I care about my plan. 

girllennon

I am under DH's insurance and it was Vista, but keep in mind that it is now under it's parent company, Coventry Health Care. His company is on the Commercial POS plan. For me, they are slow to pay claims and I have noticed that they do not pay for LabCorp bloodwork (I have to get checked regularly for my hypothyroidism). It is probably due to the level of coverage his company purchased.

There are other things that they have not covered from my OB and I have to pay over $250 out of pocket before my next appointment in August. I can't say that they're good or bad and I won't know that until after the baby is here.

GoldieBride

Thank you for the responses! Going to keep doing some research but its comforting that you all seem to be OK with them   It's hard to leap into the unknown when it deals with such important matters like healthcare.

Oriana.Ocampo

I have vista & I know they recently switched to Coventry. I have not had a problem with them, but it's a group bc it's with DH job. My ded. is only $500 and then they pay 100%. hth