Last weekend (as in 10-ish days ago), someone hacked into our bank account and electronically made 20+ ATM withdrawals in 45 mins. without using our card, cleaning out our account and thensome- all from another country.
The bank, obviously cancelled our cards and and ordered us new ones, and gave us some cash for gas/groceries to get us by (which is almost gone), but they said it could take 10 business days to get our money back. Well, when we realized that our money was gone, we were getting online to pay bills- so now they're late. We are seriously stressing over how to pay them. It's not like we can't afford to pay them, we just can't access our money until the bank completes the investigation and puts it back! We don't have a credit card to pay them with.
Can we just call them and explain what happened and let them know we should have our money back next week or so? Or do they even care?
Re: Do they care WHY your bills are late?
Alex (11/14/06) and Nate (5/25/10)
"Want what you have, do what you can, be who you are." - Rev. Forrest Church
They would be able to document your situation in your account. You may still get late notices, but chances are they will give you a 10 or 15 day grace period.
And LOVE your siggy - awesome pic!
Ok, thanks... time to call!
And thanks, jetta!
This. Years ago, when I was in college, I worked at a bank. We used to have a form letter that we could give to customers that said funds were not available due to fraud and was through no fault of the account holder. You can make copies of it and mail or fax it to the companies you owe. They can make some sort of notation on your account so it is not reported on your credit history and they may waive any late fees.