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I want to know what the % rates are!

LukyNLuvLukyNLuv
in Babies: 9 - 12 Months
Seriously, I could use a good CD rate, and if there is a loan that is less interest that the CD return, I WANT IN ON IT!!!!
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Re: I want to know what the % rates are!

  • UnknownUnknown
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  • LukyNLuvLukyNLuv
    Sure do! I am an Army Brat...life long beni!
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  • noah-bearnoah-bear member
    Our loan is 4.99% fixed and we'll be rolling over some in a high interest rate CD through our local credit union.
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  • *blondie**blondie* member

    Look at credit union rates. They usually have the lowest loan interest and highest CD interest.

    For example, I have a college savings CD for dd that has 10% interest. Super awesome!

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  • Temp552270562505132Temp552270562505132

    even if you get an excellent rate on a CD, there is a predetermined time period that you have to keep the money in there to reach the goal.  so i dont understand how they are taking out a loan (and the monthly payments have to be paid regardless)- but then taking the money they needed and locking it up for any amount of time, so .... what.... they have to borrow more to pay the loan payments??????

    i am confused. 

    why not just go out and get another job.  military provides childcare if you are in active duty.  get another job and good birth control? or am i going cuckoo?

    (there are programs out there, grants, government assistance, etc to help people strapped for cash)

    i just dont see how taking out such a large loan now will help in the long run in terms of buying a house or how it will even help them develop healthy spending habits?

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  • Fish4FunFish4Fun

    imagenoah-bear:
    Our loan is 4.99% fixed and we'll be rolling over some in a high interest rate CD through our local credit union.

    If you found a CD with a higher rate than 3%, I'm impressed.  Heck, if you found one higher than 2%, send it my way.

    And my mortgage is lower than 4.99%.  That's not really a good rate at all, but best of luck to you.

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  • noah-bearnoah-bear member
    imageFish4Fun:

    imagenoah-bear:
    Our loan is 4.99% fixed and we'll be rolling over some in a high interest rate CD through our local credit union.

    If you found a CD with a higher rate than 3%, I'm impressed.  Heck, if you found one higher than 2%, send it my way.

    And my mortgage is lower than 4.99%.  That's not really a good rate at all, but best of luck to you.

    It's not a mortgage. It's a personal loan.  

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  • mavilabridemavilabride member
    imageFish4Fun:

    imagenoah-bear:
    Our loan is 4.99% fixed and we'll be rolling over some in a high interest rate CD through our local credit union.

    If you found a CD with a higher rate than 3%, I'm impressed.  Heck, if you found one higher than 2%, send it my way.

    And my mortgage is lower than 4.99%.  That's not really a good rate at all, but best of luck to you.

    Holy heck your mortgage is less than 4.99% Good for you.  Not the norm.  At least not anymore.

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  • Fish4FunFish4Fun
    imagenoah-bear:
    imageFish4Fun:

    imagenoah-bear:
    Our loan is 4.99% fixed and we'll be rolling over some in a high interest rate CD through our local credit union.

    If you found a CD with a higher rate than 3%, I'm impressed.  Heck, if you found one higher than 2%, send it my way.

    And my mortgage is lower than 4.99%.  That's not really a good rate at all, but best of luck to you.

    It's not a mortgage. It's a personal loan.  

    Right, just saying that it's not the best rate for a loan, period.  Couldn't you have found a 0% credit card to tide you over for a year?  Anyways, no more comments from me.  It's hard to make any judgment calls when I don't know your whole financial picture.  It just sounds scary.

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  • tran0314tran0314 member
    imagekristinhart511:

      military provides childcare if you are in active duty.  

    Yes, the Army has childcare, but it isn't free.  When my DH deploys this year, I'll get free daycare, but only 16 hours a month.  After that, it's $2 an hour.  Which I've never looked into daycare but I'm assuming that's cheap.  But that's only because he'll be deployed and they do special things for their spouses :) 

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  • leslienpeteleslienpete member
    imagemavilabride:
    imageFish4Fun:

    imagenoah-bear:
    Our loan is 4.99% fixed and we'll be rolling over some in a high interest rate CD through our local credit union.

    If you found a CD with a higher rate than 3%, I'm impressed.  Heck, if you found one higher than 2%, send it my way.

    And my mortgage is lower than 4.99%.  That's not really a good rate at all, but best of luck to you.

    Holy heck your mortgage is less than 4.99% Good for you.  Not the norm.  At least not anymore.

    really? we closed 1 month ago at 4.75%

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  • LukyNLuvLukyNLuv
    imageleslienpete:
    imagemavilabride:
    imageFish4Fun:

    imagenoah-bear:
    Our loan is 4.99% fixed and we'll be rolling over some in a high interest rate CD through our local credit union.

    If you found a CD with a higher rate than 3%, I'm impressed.  Heck, if you found one higher than 2%, send it my way.

    And my mortgage is lower than 4.99%.  That's not really a good rate at all, but best of luck to you.

    Holy heck your mortgage is less than 4.99% Good for you.  Not the norm.  At least not anymore.

    really? we closed 1 month ago at 4.75%

    We closed in March or April at 4.625% we were sooooo excited!

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