2nd Trimester

Insurance!

I LOVE our insurance.....got the call from the OB office to talk about the benefits we have.......

Drum roll please......

1 $30 copay for office visits

Max of 3 days of hospital co pay @ $100/day

Rest - 100% coverage!!!!!!

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Re: Insurance!

  • True!!! I do however spend $20 every 3-4 days though on Zofran!!!  :(
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  • Awesome! I am gonna be switching from medicaid to the insurance my DH's new job offers probably some time mid-March... and I am so worried that the insurance is gonna be awful and we're gonna end up paying arms and legs. I hope it's awesome like yours!
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  • That's pretty freaking good for these days!  All my prenatal care is covered 100%, I have to pay a $750 delivery fee that covers vaginal delivery or c-section which I thought was pretty decent!  I guess it still is compared to what some other plans charge.

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  • My deduct is high $2900 (my company doesn't allow a choice in deductibles) so I started making payments last month. I have to pay $625/mth from Nov-Feb for my OB visits & delivery charges of $2500. Then I will get billed from the hospital, pediatrician, anesthesiologist, ect. until my deduct is met then I pay 10%.  

    So you are very lucky.

    DD(14),SD(13),SS(11),SS(9),DS(3)

  • That's pretty good.  I have to pay $40 total.  Shocking eh? But I'm doing a home birth with a midwife who is 100% covered by my insurance.  I had to pay $10 for the first pregnancy confirmation appt.  Then $10 for each of the 3 post natal appointments. 

     I had a bit of a scare though because my husband's company was bought out and the insurance changed.  The new insurance tried to say pregnancy was a preexisting condition and not cover it.  But they are now thank goodness!

     Congrats on the good coverage!

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