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Got to love insurance companies

murfygirlmurfygirl member
in 3rd Trimester
So today I had my 29 or 30 week appointment and my OB said I had a UTI. When she gave me an rx for antibiotics I asked her to go ahead and write me an rx for a yeast infection. She told me I could take monistat but would write me an rx for the cream anyways. So I go to fill my prescriptions my copay for my antibiotics was 4 dollars but guess how much my lovely cream was?! 50 bucks! Why would I pay 50 bucks for a cream I could get OTC? I guess insurance didn't cover it or something but seriously 50 bucks for a cream?!
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Re: Got to love insurance companies

  • BabyMenzelBabyMenzel
    it depends on what level the rx is at. generics are at a lower tier level than brand names.
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  • BabyMenzelBabyMenzel
    pharmacies always fill the brand name UNLESS it's specified that the generic is to be filled.......
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  • murfygirlmurfygirl member

    imageBabyMenzel:
    pharmacies always fill the brand name UNLESS it's specified that the generic is to be filled.......

    Well if it were the pill I would totally pay the 50 bucks but for a yucky 7 day cream no thanks I will pay 15 bucks for monistat.

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  • BarnesoBarneso

    That absolutely doesn't make sense.

    I priced OTC PRenatal Vitamins at my hospital, Kaiser and the price was twice that of the same vitamins at Target.

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  • Lariah14Lariah14 member

    imageBabyMenzel:
    pharmacies always fill the brand name UNLESS it's specified that the generic is to be filled.......

     

    Not true. My insurance specifically requires that generic be filled UNLESS the doctor submits a special waiver. When I went to college in NY, the *law* was that generic had to be filled. Even if the generic was out of stock and they had the brand name, you had to go back to your doctor, get a brand new script, with the brand name and Do Not Substitute.... I think the standard now is to fill the generic, NOT the brand name unless otherwise specified. That was the way it was when I lived in PA and the way it is where I live here in IL.

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