Ladies, can anyone help me with insight on private health insurance? I don't even know where to start. I have coverage through my job, and I don't have to contribute toward the premiums, so that's great. But my job has become unstable. We don't want a lapse in coverage, if my company goes under (esp since we're TTC). So, we're considering adding me to DH's plan (which we can't do til Jan), but it will cost us a lot. He already has to contribute toward his premium and to add me, it's even more expensive.
So, while I have a little time before his open enrollment, I want to learn the skinny on possible private health insurance. I remember this being mentioned here a while ago and I'd appreciate any insight you may have.
Any suggestions for companies to research? Is there ever IF coverage with some of the companies? Is pregnancy considered a pre-existing condition (ya know, just in case)? TIA!!!