it is like playing the price is right backwards. how little money can we have in the checking acct without overdrawing? the answer this month was $1!!! thank giidness DH got paid this morning!!
Well we play the old 'switcheroo' every month. Borrow from savings, pay back savings, rinse and repeat. I feel like I'm always saying "next month we will have extra" and then a car needs repaired, preschool bill comes, 4 birthdays in the same month.
I think the only difference is in college I used credit cards, a lot. We rarely use them now and pay them off right away. So I didn't "feel" in debt in college even though I was...now I'm not really in debt, but I always feel like I am.
I am laughing right now because I did not realize there were so many others who live this way. I keep reminding myself it will not be this way forever!
Re: Being a SAHM reminds me of college re:money
Well we play the old 'switcheroo' every month. Borrow from savings, pay back savings, rinse and repeat. I feel like I'm always saying "next month we will have extra" and then a car needs repaired, preschool bill comes, 4 birthdays in the same month.
I think the only difference is in college I used credit cards, a lot. We rarely use them now and pay them off right away. So I didn't "feel" in debt in college even though I was...now I'm not really in debt, but I always feel like I am.