Yup need to complain about my husband too

AngelMell05

I am so pissed off. My husband is unbelieveable. We decided I would stay home with the baby instead of going back to teaching this year. I found a P/T job but I made it VERY clear to my husband that if we did this we would have to really cut back.. No just buying random stuff. We really had to talk to each other when we did stuff like that. Well.. last week he decided he just HAD to have a 550 dollar bike. I tried my best to talk him out of it and he complained that he had worked his ass off all summer (which I will admit, he has) and he bought it. I once again made it clear that now we ABSOLUTELY cannot spend anything extra. I am not even starting my P/T job untl next week so right now we are living on what he makes. Well , in the past week he has spent over 200 dollars on things that we absolutely do not need. He treated his whole family to brunch cause apparently we have the money to do that. He bought stuff for his bike. He bought bottles of wine that he won't drink because its "Buffalo Bills" wine. Its just for show. Tonight he went out to get a razor and I said.. Just get that ok? No.. of course not.. He decides we need another fan and buys that. Did I not make myself clear??? We absolutely cannot spend extra money. I am not even kidding when I say that if this keeps going we will lose our house b/c we won't be able to pay the mortgage. I am just so angry. I never wanted to be one of those wives that has to nag about money but now I cannot trust him and I am seriously regretting quitting my job. I don't know what to do. I wanna scream and cry and then punch something. Grrrr.. Maybe I am being ridiculous b/c of pregnancy hormones but this is just not fair. I but NOTHING for myself. Absolutely nothing. and my husband is going to singlehandedly bankrupt us

Becky262

Does your DH help you balance your account?  Or have you sat down together and actually written up a new budget? 

Maybe seeing what you have in the account or how the money will need to be spent will help him get on the same page 

Anna&Matt

Have you tried giving him a set allowance every month? We do that - we give ourselves a set amount in cash at the start of each month and that's our play money. Once it's gone, it's gone.

userdeleted

That is really bad. If I were in your situation I would start talking about counseling. Right now it's annoying but when you really are losing your house because he had to have some new toy....well this is the kind of thing that breaks marriages. Is he aware of that?

Has he always been bad with money or is this some kind of "I'm scared of the changes that are coming into my life soon" temper tantrum? 

 Maybe you could attend a "Financial Peace University" seminar. They are all over the place and use Dave Ramsey's methods. I've heard that they can be very inspiring.

 

mrs_sherod

You're gonna have to sit down with him and go over the income vs expenses at this time.  Also, you can open a seperate checking account just for bills and leave the rest in your other checking account.  There are def ways to work around the situation.

KateLouise

My Dh REALLY struggled with the budget concept when we moved away from credit cards.

We wrote up budgets together but he'd never stick to them. Or he'd *** at me if I said, we can't afford it.

In the end I put him in charge of the "house maintenance" money which covered repairs, improvements, tools, furnishings etc etc.

So when he said "I want..." I'd just say well, "you're in charge of the money, add that to your list of other wants and let me know what you decide is most important"

It didn't take him too long to come to understand that money was finite and now he's fantastic at sticking to the budget.