ok so we really want a baby, but we both work as chef's in a kitchen..... we have health insurance and life insurance through the company we work for but we dont have short term disability to help pay bill while I'm "out " having baby!!!!!! we can afford it just fine while I work, we dont have much in savings b/c we just bought a house.....Does anyone have anything that can help
Re: can we afford a baby?????
if you are already pg, start saving now. Set aside money for baby stuff, bills, etc while you are working to cover the time you are off.
If you aren't pg, I'd wait. It's hard to stress about money and a new baby.
You need savings for a baby. Like, a LOT of savings. There are so many unanticipated expenses.
I would build your nest egg back up before you start ttc.