...and it's kinda depressing because when we think about all our debt, our loved ones would probably have to liquidate all our belongings to cover the school loans (private ones) -- so basically nothing to pass on. LOL But we mainly wanted to appoint a Guardian for our little munchkin.
Re: DH is drafting our Will right now...
Yeah, I know. And now we're trying to figure out who we would want as a 2nd choice for Guardian and that is proving to be very difficult.