If you're getting a tax return...

ellybell

...what are you going to do with it?

There is no shortage of items to spend on for us, that's for sure! So deciding is kind of tricky. But I think we'll spend about $1700 on a down payment for a car for husband (I don't feel his is safe enough for a baby --it's over 15 years old!), and the additional $1000 will go toward a new computer and video camera (computer is 8 years old and video camera is outdated).

I kind of feel bad we're not just saving it, but we really need these items...

chels0120

We are paying some stuff off, buying the crib mattress and putting the rest in savings to see what we need after our little guy gets here!

HotDish!

We're using most of it to pay off cc debt that we incurred when DH was laid off last year.

mrsg052904

We are planning to use our for moving expenses and furniture.  We currently have a futon and a 1 bedroom apartment.  We are looking for a 2-3 bedroom place and will be putting the futon in the extra room.  We can't wait to have a "real" couch!

mommy411

ellybell:

...what are you going to do with it?

There is no shortage of items to spend on for us, that's for sure! So deciding is kind of tricky. But I think we'll spend about $1700 on a down payment for a car for husband (I don't feel his is safe enough for a baby --it's over 15 years old!), and the additional $1000 will go toward a new computer and video camera (computer is 8 years old and video camera is outdated).

I kind of feel bad we're not just saving it, but we really need these items...

dont get a video camera its a waste just get a camera that has video function on it..SO MUCH EASIER to transfer!!!! I have the sony cybershot..its great!!! 

Last year I had to pay 2600 so I hope this year Im in the clear!

korndog99

We don't get one DH was self employed for most of last year.

lindeenwedding

We're boring, it will just get added to savings.

madonnadouwanna

DH has been begging to get a new bed so that is really our only big purchase.  The remaining will go into our savings account.  I think most of our big ticket items for the baby are accounted for being purchased by someone else.  We'll probably tap a bit just to buy anything remaining. 

ellybell

PIGTAILS, thanks for the advice. Come to think of it we could use a new camera too, so that makes sense. I have a question though. How long are the videos on the camera? I mean, can you take a 30 minute video or longer if you want? How much did it cost?

Also, good luck on taxes. I'm SO HAPPY we are getting a return this year. I owed $7000+ in 2008. 2007 was a good year for me. 2008, not so much (real estate). 

cedens

im hoping that we do get one- i want to file separately from dh cause he has a business and i am afraid that my hard earned money will not be returned due to being self-employed (and we don't have joint accounts or anything- we basically pay stuff separately)- i typically get a nice one back, so we shall see what's in store for us

but if i do get one- it will def go to a down payment on an SUV or a crossover - i have a low seated, 2 door car right now and it won't cut it pretty soon!

MidwestTexan

We haven't done our taxes yet, so god only knows if we owe anything or not at this point.

Lopo

We will probably use some for nursery furniture, decorating and stuff.  Then put some into savings, and pay off a credit card.

sxu0007

we are saving ours in my savings account for when i am out of work.  I am taking 12 weeks  off and will only be paid for 6.

Beccaboo0713

We are paying off our credit card and paying for a new dresser for the baby.

SteffaniO

We haven't fully decided yet. We know that some of it is going towards getting our Jeep back on the road (needs a new hatch, insurance and registration). I'm torn between using some to pay off CCs and saving.

mommy411

ellybell:

PIGTAILS, thanks for the advice. Come to think of it we could use a new camera too, so that makes sense. I have a question though. How long are the videos on the camera? I mean, can you take a 30 minute video or longer if you want? How much did it cost?

Also, good luck on taxes. I'm SO HAPPY we are getting a return this year. I owed $7000+ in 2008. 2007 was a good year for me. 2008, not so much (real estate). 

You can take a movie up to the whole memory stick...ITS GREAT!!!  I think at the time was about 200 bucks  not bad at all now they have better ones with 10 MP which is awesome!

poeticmind4u

We will be buying a crib and mattress with ours and the rest will be put back to help cover the 20% of my pay that I won't receive while on maternity leave and to cover daycare after I go back to work.

Mama Jan

We will put it towards my new mom-mobile.  With 2 carseats, we are in the market for a minivan.  Eek!  I always swore I would NEVER be a minivan mom!  But right now it's the most practical and affordable thing for us...

JamieNIan

I need to get an inexpensive car.  One preferably with 4 doors, my cavy is 2 door and it's not easy to get a carseat in the back. Then I need to get some more baby stuff, I don't want to leave it up to a baby shower since I truly don't know if I'm having one.

robbie3982

Ours will be used to pay for having insulation installed in our walls.  Apparently they didn't used to do that in the 60's when our house was built and our gas bills have been insane this winter.  Any leftover will go in savings, but I don't think we'll have any left over.

I'm actually going to disagree with the pp who said the video on a point and shoot is just as good as the video on a camcorder.  I see a huge difference in quality.  Using the video function on my point and shoot was fine for things that aren't all that important, but I want high quality video of my baby.  The camcorder we just bought hooks up to the computer just as easily as my point and shoot camera does.

Mr and Mrs King

New laptop, debt repayment and savings...maybe something fun too if it is large enough. 

Dodgeball Mama

We just put an offer in on a house, so ours is going to help cover our 20% down on the loan! I hope we get it!!

 We got the Fam Car a few months ago so we are all set there.   I am hoping for a little more to come with the new possible stimulas, that will go towards furniture to help fill the house.

Miss Lex

We filed separately so mine will go to paying off my cc's and his will go towards a new bedroom set for us and a crib for the baby.