I am so happy. I just got off the phone with my insurance company- everything is covered 100%. I only have to pay a $15 copay once for ALL my OB visits and they cover US 100%. The also have no limit on the number of U/S.

When I am admitted to the hospital, I will have a flat $100 co-pay. This is such a relief. We were really wondering how much the bills were going to be.?
Re: Great News From My Insurance Company
Matthew Kevin
7/31/83-7/20/11
Met 1/8/00
Engaged 4/21/06
Married 9/29/07
Two beautiful legacies: Noah Matthew (2 yrs) and Chloe Marcella (8 mos)
Day Three
I know. It sounds way too good to be true. I am wondering if we will get charged co-pays for specialists. However, I had a kidney infection last year and was in the hospital for 2 days and it was just $100. We will see what happens.
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Sounds WAY too good to be true. I would call back and get another rep on the phone and ask the same questions. Then repeat. LOL. You'd be surprised how stupid insurance company reps can be sometimes!!
(sorry, no offense to you ladies who work for insurance companies - I'm just tainted b/c my insurance company tried every angle possible to not pay for my pregnancy. They even told me b/c I conceived prior to going on their plan, it was a pre existing condition. Oh, and my large corporation is "self founded" and doesn't follow the state laws that say pregnancy is NEVER a pre existing condition...I could go on and on).
They covered my U/S 100%. I am very lucky. I only have to pay the 80% if it is an out of network provider. They do all of my bloodwork and the U/S right in my clinic. That might have something to do with it. ?
Just confirmed in our benefits book- yep, all is covered! As long as I stay in network- which everything should be. I am so relieved.?
I did find the co-pay for the OB is up to the OB and not the ins. company. It depends if they bill for each visit or "globally". I confirmed with my OB that they bill "globally".
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