Insurance & Paying for Child Birth — The Bump
November 2020 Moms

Insurance & Paying for Child Birth

I figured this deserved it’s own thread. A place to give tips, thoughts/opinions, and questions about paying for child birth.

Re: Insurance & Paying for Child Birth

  • I have United Oxford Insurance and I have a deductible that is met and have nearly made my out-of-pocket max ($2k). As long as my doctors are covered under Oxford, than I owe nothing outside the deductible. I have no coinsurance. The associate at Oxford that I spoke to was very helpful in explaining the fact that I basically will not pay anything aside from copays and meeting the out-of-pocket max which I will do before November. 

    Oxford sent me a booklet on how to navigate pregnancy - the main takeaway is that you MUST enroll your baby within 30 days in NYS. It's worthwhile to give your carrier a call and find out what the policy is, as it varies state-by-state.
    Me: 34 DH: 34
    Married: August 2015
    TTC since January 2018
    BFP#1: 12/25/18
    MMC: 2/1/19 D&C 2/7/19 
    BFP#2: 5/5/19
    MC: 6/9/19 D&C: 6/11/19
    Medicated Cycle: 1/31/20
    Letrozole + Novarel Trigger
    BFP#3: 2/24/20
    EDD: 10/5/20

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