November 2020 Moms

Insurance & Paying for Child Birth

I figured this deserved it’s own thread. A place to give tips, thoughts/opinions, and questions about paying for child birth.

Re: Insurance & Paying for Child Birth

  • I have United Oxford Insurance and I have a deductible that is met and have nearly made my out-of-pocket max ($2k). As long as my doctors are covered under Oxford, than I owe nothing outside the deductible. I have no coinsurance. The associate at Oxford that I spoke to was very helpful in explaining the fact that I basically will not pay anything aside from copays and meeting the out-of-pocket max which I will do before November. 

    Oxford sent me a booklet on how to navigate pregnancy - the main takeaway is that you MUST enroll your baby within 30 days in NYS. It's worthwhile to give your carrier a call and find out what the policy is, as it varies state-by-state.
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