Has anyone ever heard of health insurance companies contributing to at least some of the costs for donor tissue?
As I sit stressing about how to meet my ridiculously high deductible for my medicated IUI starting in January, I can't help think that I'd reach the max OOP threshold sooner if my health insurance company would contribute to the cost of the donor sperm, which my wife and I have bought our first 6 vials at a whopping $900/vial! It's medically necessary for us...basically the most important part of the equation for my wife and me to conceive. I know this requirement is not unique to LGBT couples. I just doesn't seem fair, but I can also appreciate the nuance of it which would would make it difficult for health insurance companies to develop a coverage policy on this.
Google searches are proving pretty fruitless, which makes me think no, but I figured it didn't hurt to reach out to this awesome group of people who are smarter about the ins and outs of fertility treatments than I am. Has anyone had experience with something like this?
Trying to conceive a babe with frozen donor sperm and IUI
Taking clomid, ovidrel trigger shots, and injectable progesterone in oil
IUI #1: Dec 2017 - BFN
IUI #2: Jan 2018 - BFN
IUI #3: Feb 2018 - BFN
giving ol' uterus a break for March!