Hello ladies,
I just found out that our insurance does not cover delivery and labor costs. Even after upgrading it.
Can anyone suggest an insurance that they have had a good experience with? And would cover delivery and labor and US?
--US not covered either.
Im in Texas and i have looked over their fed. Insuranced but i am not 100% if we qualify yet .
Thanks!
Re: Health insurance
TTC 9/2016 BFP 12/9/16 EDD 8/21/17 NMC 1/8/16 at 7w6d
TTC 2/2017 BFP 3/6/17 EDD 11/17/17 DS born 11/25/17 via ECS
TTC 12/2018 BFP 6/2/19 EDD 2/12/20 NMC / BO at 7 weeks, low progesterone
TTC 7/2019 BFP 8/21/19 EDD 4/22/20 CP at 5 weeks
TTC 8/19 IUI #1 w/ Clomid + Ovidrel + progesterone BFN, IUI 2 and 3 w/ Letrozole + Ovidrel + progesterone,
IUI 4 Follistim + Ovidrel + progesterone BFP 1/9/20 EDD 9/18/20
AMA, ITP in pregnancy, vWD type II - low Factor VIII, unexplained RPL and secondary infertility
TTC 9/2016 BFP 12/9/16 EDD 8/21/17 NMC 1/8/16 at 7w6d
TTC 2/2017 BFP 3/6/17 EDD 11/17/17 DS born 11/25/17 via ECS
TTC 12/2018 BFP 6/2/19 EDD 2/12/20 NMC / BO at 7 weeks, low progesterone
TTC 7/2019 BFP 8/21/19 EDD 4/22/20 CP at 5 weeks
TTC 8/19 IUI #1 w/ Clomid + Ovidrel + progesterone BFN, IUI 2 and 3 w/ Letrozole + Ovidrel + progesterone,
IUI 4 Follistim + Ovidrel + progesterone BFP 1/9/20 EDD 9/18/20
AMA, ITP in pregnancy, vWD type II - low Factor VIII, unexplained RPL and secondary infertility
If you can't find a plan to buy or that you can qualify for, try looking into a midwife option. They often having birthing centers where you can have a safe delivery for much more reasonable out of pocket cost when compared to hospitals.
Together: January 2002
Married: May 2008
Baby: August 2017
Clearly we like to rush along at lightning speed...
5.5.16 | 8.14.17 | 1.30.19
I thought about signing up with chip prenatal, but the doctor that i am going to doesnt accept it.
Also, another vote for home birth/birth center if those are available in your area. They've been proven to be just as safe as a hospital birth (as long as you're low risk), and are significantly cheaper. My midwife for home birth is $5000 total.
@amandaredinger i hope he just doesnt know! He told us that an upgrade would cost us $400 a month and still wound cover D&L. I will call again and figure out. We have upgraded yet bc we are no sure if we will stay with them.i will check the healthy pregnancy program as well. Great tipa yall!
To be honest, i was recommended no to look for a midwife or doula because my blood type is not compatible to my baby's. I am "A-" and my baby is most likely o+. Any complications could kill us both.
Im still in a battle looking for insurance and at tje same time waiting for my husbands job to upgrade him to a better insurance. I talked to a bunch of advisors yesterday who told me i am better off waiting until he gets promoted.
Now i have to make sure all my medical bills are billed as preventive and not diagnoses otherwise my insurance will mot cover. My first appointment is tomorrow at 7 weeks and i cant even get an US bc the insurance doesnt cover it.