Health insurance 2016 question - what kind do I need for a newborn? — The Bump
Babies: 0 - 3 Months

Health insurance 2016 question - what kind do I need for a newborn?

Hi all,

 

I’m not sure what type of private health plan I need to select for the open 2016 enrollment.  My wife's due date is next April 2016.

Should I select a family plan for my wife and I now, then after my baby is born pick a new family plan that will cover the baby?

For newborns should I pick the best one available such as a PPO?

Best Answers

Answers

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  • For now you will just need to cover you and your wife. You will have 30 days after the birth to add baby to your plan even if it isn't open enrollment (because it's a qualified life status change).

    I would get whatever type of plan covers more - there are a ton of expenses that come with pregnancy and birth and the less you have to pay out of pocket for those, the better!

    Bigboobsmcgee
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