I have health insurance through my work, but after having the baby (due may 15) I plan to stay home with lo. Now my husband just got hired at a new job with good benefits, starting monday, but theirs a 60 day waiting period before I we can be covered. He is not comfortable relying on that, since.. She can come early, you never know for sure. (although it should kick in April 28th if he is starting monday.)
My husband is under the impression that after maternity leave, I must go back to work for two weeks in order for my insurance to cover L&D.
But I found this under the termination section in my insurance packet...
"The day of the month in which You are no longer a member of a covered class, as determined by the employer except as follows:
If You are temporarily absent from work due to an approved leave of absence for medical or other reasons, Your coverage under this Plan will continue during that leave for up to six consecutive months while on such leave, subject to the payment of any required contributions, provided the covered Employee otherwise complies with the employer’s leave of absence policies and procedures. With the exception in the case of a temporary lay-off, this period shall run concurrently with any continuation of coverage taken under “Disability” and/or FMLA, provided that the applicable Employee contribution is paid when due."
So would you think it would be safe for me to not go back after my leave? I wouldn't mind going back just for the two weeks, but I plan to breast feed, and I work retail. I will not be able to get the breaks in order to do that well. And I don't want to mess my milk supply up..