Our budget is already very tight and I just found out that my insurance premiums are going up $100 a month and co-pays are going from $15 to $25, which means an extra $50 a week for therapy. I am in a panic because we just bought a house. We make too much money for financial assistance that is income based but can't seem to get ahead. We already cut out every monthly expense we could, I try couponing and budgeting groceries, I am not sure what else to do. Will Katie Beckett Waiver help with some of our crazy medical bills or co-pays for therapy? Or do I just max out our flex spending?