Stay at Home Moms

Thinking about being a SAHM

Thinking about being a SAHM.... And wondering if you ladies could give me a few points. I've been off of work for the summer living off DH's income alone and it has worked out great. As of now, I am planning to go back to work in October. When you first became a SAHM, what did you do to know you could do it? Did you build up a savings cushion? Try living on one income? We have a decent amount saved now. I just am thinking about going back to work to build up more savings then quit. What did you do to plan to make things work? Thanks!!

 

Re: Thinking about being a SAHM

  • Tbd143Tbd143 member
    Ours just happened. DH got promoted and we had to relocate. Between his traveling every week and what I could make in the new area vs. daycare, the decision made itself.
    Lilypie Second Birthday tickers
  • imageCurlingRocks:
    SAH and working were both on the table for me when we planned our life together; we just waited until our first live birth to make the ultimate decision.nbsp; Knowing this, we lived off 1 income until DS was born and put most of my income into savings.nbsp; We did make a few splurges because we had the money and the time before DS arrived.nbsp; When I was taken off work for bed rest and extended maternity leave, this really helped since my income took a hit and the medical bills started coming.nbsp; I went back to work for about 5 months before becoming a FT SAHM, and most of that income went to replenishing our savings.nbsp; I'm happier at home, and we can live comfortably off just DH's income.I think it is unwise to find a new job knowing that you only plan to work a few months before quitting.nbsp; In my situation, I had FMLA, disability, and an understanding boss at a job I'd held for several years in my favor.nbsp; I would have handled working very differently if I were in your position.


    It's actually the same job I've had for 4 years. I am a nanny for a couple older kids and my boss gave me the summer off with no pay because she didn't think I would be able to keep up while being pregnant. I was glad to have the time off and am really dreading going back in October. Your situation sounds just like mine! We have a good amount saved and splurged on a couple things for the house because we were able to. And I am thinking about returning to work for a few months to help build up more savings and then quit.

     

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  • So our process to decide I would SAH was kind of unique. We were living in CA (3000 miles from any family). LO was born in December and I went back to work about 5 weeks later. My employer was really understanding about letting me extend my maternity so I only worked part time for about 12 more weeks. Then the buster went into daycare so I could finish out the school year with my students. During this time we had a pregnancy scare and I said to the hubby "we are going home". I just couldn't imagine staying there any longer without any familial support. We ended up leaving CA in June with a trailor and 6 month old. 

    Financially we were able to save a lot when we were working in CA. I was looking at returning to work this coming school year but the real cost of daycare and the time loss with the baby is not worth it. I work in universities and because of where we live the baby would be at daycare for 10 hours a day! CRAZY!

    Since you are already a nanny, you prob have a pretty good idea of what staying home with baby will be like. But I would say make sure you have some peers! Mommy and me or a book club of something to get out of the house. 

  • The decision was kind of made for me due to certain circumstances. Being a SAHM has been up and down for me. There are times I love it, and there are times I miss working. In the beginning I would say i was more miserable, however after about 3-4 months I started to love it. Now with another baby due any day now I know I will be busy. The hardest part for me about staying at home is seeing what I do as valuable as opposed to making money. When I keep myself active and not staying in the house all of the time, I feel so much better. That is probably why at first I was unhappy because it was the middle of winter. Overall I am happy to be home with my son and he is so happy and learning so much! I plan to start homeschooling him when he turns 3 next year and that will keep me busy as well. 
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