I'm not 100% sure, but we go through my husband's employer for insurance and one of the guys he works with just had a baby (well, his wife did!) and he said it cost them $3,000. So, we're expecting about that. Especially because I'm not sure the circ is included under insurance. ?? I've heard varying things on that and I'm not positive about all that we're covered for.
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I said over 2k. It's going to be around 2500.00. We have BCBS of MS. I know this seems steep to most people but considering we paid $8000 for DD1 and $7000 for DD2, we are pretty pumped. Our previous insurance didn't cover maternity or labor and delivery. It also didn't go towards our deductible. Ridiculous.
DD1: August 2009
DD2: December 2010
DS: August 2012
M/C 9/2013, 12/2013
DD3: October 2014 - April 2015 Miss you baby girl.
I'm not 100% sure, but we go through my husband's employer for insurance and one of the guys he works with just had a baby (well, his wife did!) and he said it cost them $3,000. So, we're expecting about that. Especially because I'm not sure the circ is included under insurance. ?? I've heard varying things on that and I'm not positive about all that we're covered for.
You've heard varying things on the circ because it does vary. I've mostly seen it not covered, but mine has been covered x2 now with different insurances (I think its been covered, I'm friends with my OB, so he might just do it for free, not entirely sure).
Anyway, most charge $250-$350 cash for a circ. I would ask in advance, many forget to tell you. Your office should be able to tell you.
I'm not 100% sure, but we go through my husband's employer for insurance and one of the guys he works with just had a baby (well, his wife did!) and he said it cost them $3,000. So, we're expecting about that. Especially because I'm not sure the circ is included under insurance. ?? I've heard varying things on that and I'm not positive about all that we're covered for.
You've heard varying things on the circ because it does vary. I've mostly seen it not covered, but mine has been covered x2 now with different insurances (I think its been covered, I'm friends with my OB, so he might just do it for free, not entirely sure).
Anyway, most charge $250-$350 cash for a circ. I would ask in advance, many forget to tell you. Your office should be able to tell you.
That's good to know, thanks! I have a check up on Friday, I'll be sure to ask then! I need to check our coverage info too and see what it says. I always forget about the circ!
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About $17/day for meals is all we will have to pay with Tricare Standard.
I gave you life, then you gave me mine.
TTC February 2008 to October 2008 One year forced break due to OIF deployment #2 Resumed TTC in October 2009 HSG, Hysteroscopy, S/A all clear Five total medicated cycles and IUI #1-3 = BFN and all while we were still "unexplained IF" 25 August Lap revealed Endo, adhesions and blocked left tube September 2011: Femara + IUI #4 (IUI #1 post endo removal) =BFFN November: IVF #1: Stims started 11/16 ER 11/25 (7R, 5F) ET 11/30 Transferred 2 beautiful expanding blastocysts +HPT 12/6/11 Beta #1 at 9dp5dt=153! Beta #2 at 16dp5dt= 4009! Ultrasound 12/30 showed one beautiful heartbeat! EDD 17 August, 2012
Hazel Evelyn arrived 10 August, 2012!
Surprise natural BFP March 2015. M/C at 5 weeks Another surprise natural BFP April 2015
Hospital cover is free in Ireland if you go to a public hospital, but I am going private so my out of pocket costs for the hospital will be about 1500-2000k. That's with good insurance coverage, though. That said, our yearly health insurance fee for a family of 3 soon to be 4 is significantly less than it would be in the US.
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All my expenses for this LO (dr, labs, hospital and epi) are all out of pocket for me bc I have no maternity coverage. But they give good discounts for prepayment...hospital is around 2,000...total cost for baby is close to 8,000.
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It's $1500, but my out-of-pocket maximum is $1450 so all of the money I've shelled out at my OB appointments should greatly decrease the amount I actually have to pay the hospital. I guess I'll just have to wait and see.
I get a private room in all 3 area's i'll be in (Triage, Labor/delivery, recovery). Won't cost us anything for the deliver, neither have any of the appointments that are related to pregnancy (though when i miscarried, the follow up appointments all had copays).
I forget the exact numbers, but i know we pay a couple hundred bucks a month for our portion of our medical insurance, and DH's job pays over 2K a month as well.
10/15/10 HPT+
10/16/10 +blood test!
missed m/c found at 17w, gone at aprox 14w., D&C
4/26/11 HPT+
4/28/11 +Blood test! HCG 67
5/24/11 Blighted Ovum.
6/11-11/11 Non ovulatory cycles
12/18/11 HPT+
12/20/11 +Blood Test HCG 165
12/27/11 Beta test HCG 6411
12/29/11 Beta 11264
1/30/11 Wiggler w/ HB 160+
Grow Baby Grow!!!! Please be our rainbow!
Rainbow Born 8/22, so in love with our little girl!
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This will vary widely based on insurance coverage--probably more based on that than location. But, a hospital birth for us would be 100% covered, so $0. We are electing a non-hospital birth, though, and are paying 100% OOP. All care from prenatal to PP is $3500 with our CPM.
We have a 2500 deductible. Which will go mainly all to the OB, epidural Dr, and to my pediatrician. Generally, the hospital is the last to submit their claim to your insurance since you stay there for a day or two after your delivery. Most of the other guys have already submitted to insurance by then, using up the deductible. And don't let your hospital try and tell you otherwise.
Last year they called trying to say " If I prepaid at the hospital they would give me 60% off my bill". I called Anthem ( our insurance provider) and she explained the above to me. We took our chances and didn't pay them in the hospital, and never got a bill. More than likely, they would have given us our money back...but who knows HOW long that would have taken?!
*First RE visit 5/10
*B/W & SA Normal! 6/10
*Laprascopy - Removed septum and cyst 7/10
*50 mg Clomid 8/21 +Trigger 9/1 = BFN
*50 mg Clomid 9/17 = No response
*100 mg Clomid 9/29 + Trigger 10/8= BFP!!
*Beta 1= 297 *Beta 2= 612!
*It's a Boy! EDD July 4th 2011
*Surprise!! Natural BFP! Beta 1=306, Beta 2= 1100! EDD Aug 18th 2012! IT's a BOY!
My hospital gave me a very precise $1288 if it's a regular vaginal birth. $288 is what I have left towards my deductible, plus $500/day for the hospital stay.
Nada. I already hit my out-of-pocket max for the year with my Zofran pump so the delivery will cost nothing. We pay $25 for all the prenatal care. I may have to pay up to $1k for the baby if he has to go to the NICU (10% of whatever). We have federal insurance because my DH kind of works for the government.
Re: how much is the hospital costing you? Clicky poll
I'm Canadian... so we pay nothing (unless you want a private room and dont have extra insurance through your work or something).
You've heard varying things on the circ because it does vary. I've mostly seen it not covered, but mine has been covered x2 now with different insurances (I think its been covered, I'm friends with my OB, so he might just do it for free, not entirely sure).
Anyway, most charge $250-$350 cash for a circ. I would ask in advance, many forget to tell you. Your office should be able to tell you.
That's good to know, thanks! I have a check up on Friday, I'll be sure to ask then! I need to check our coverage info too and see what it says. I always forget about the circ!
My OOP costs for EVERYTHING (including prenatal care) is $200.
ETA: This is for my birth center birth.
I gave you life, then you gave me mine.
TTC February 2008 to October 2008 One year forced break due to OIF deployment #2
Resumed TTC in October 2009 HSG, Hysteroscopy, S/A all clear
Five total medicated cycles and IUI #1-3 = BFN and all while we were still "unexplained IF"
25 August Lap revealed Endo, adhesions and blocked left tube
September 2011: Femara + IUI #4 (IUI #1 post endo removal) =BFFN
November: IVF #1: Stims started 11/16 ER 11/25 (7R, 5F) ET 11/30 Transferred 2 beautiful expanding blastocysts +HPT 12/6/11
Beta #1 at 9dp5dt=153! Beta #2 at 16dp5dt= 4009!
Ultrasound 12/30 showed one beautiful heartbeat! EDD 17 August, 2012
Hazel Evelyn arrived 10 August, 2012!
Surprise natural BFP March 2015. M/C at 5 weeks
Another surprise natural BFP April 2015
I get a private room in all 3 area's i'll be in (Triage, Labor/delivery, recovery). Won't cost us anything for the deliver, neither have any of the appointments that are related to pregnancy (though when i miscarried, the follow up appointments all had copays).
I forget the exact numbers, but i know we pay a couple hundred bucks a month for our portion of our medical insurance, and DH's job pays over 2K a month as well.
4/26/11 HPT+ 4/28/11 +Blood test! HCG 67 5/24/11 Blighted Ovum.
6/11-11/11 Non ovulatory cycles
12/18/11 HPT+ 12/20/11 +Blood Test HCG 165 12/27/11 Beta test HCG 6411
12/29/11 Beta 11264 1/30/11 Wiggler w/ HB 160+
Grow Baby Grow!!!! Please be our rainbow!
Rainbow Born 8/22, so in love with our little girl!
</a
More Green For Less Green
How much will I owe the hospital? Nothing.
We have a 2500 deductible. Which will go mainly all to the OB, epidural Dr, and to my pediatrician. Generally, the hospital is the last to submit their claim to your insurance since you stay there for a day or two after your delivery. Most of the other guys have already submitted to insurance by then, using up the deductible. And don't let your hospital try and tell you otherwise.
Last year they called trying to say " If I prepaid at the hospital they would give me 60% off my bill". I called Anthem ( our insurance provider) and she explained the above to me. We took our chances and didn't pay them in the hospital, and never got a bill. More than likely, they would have given us our money back...but who knows HOW long that would have taken?!
This. Except I have standard, so I am pretty sure we don't have to pay anything.