We got the estimates from the dry cleaners and the clean-up company. Combined, they are more than the amount of coverage we have. I always thought we had enough insurance to replace everything, but I had no idea how much it would cost to clean everything. Now we are going to have to claim a lot of "save-able" items as a loss just to get enough money to replace the stuff we actually need.
Here's the warning to renters: Get WAY more insurance than you think you need. I worked with our agent to find a number we thought worked and it doesn't. Cleaning stuff with smoke damage is really expensive.
Re: Warning if you rent/Fire update
And Then There Were Three...
Married: 08/14/10
Baby #1 Born: 06/18/11
June Moms Blog
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my friends had the same experience with their 'cleaned' items from their house fire. everything, including some hard surface items that you'd think wouldn't hold the smell, still did. i'm so sorry that you are dealing with this.