September 2011 Moms
BritClen
member
how much will you pay for L&D
BritClen
member
Just called my insurance to get an estimate of how much I will pay for Labor...and my max out of pocket is 3,500. Not bad!! I am pretty happy with that considering I paid 8,000!! for DD
now you go 
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Re: how much will you pay for L&D
$1500
I'm thinking you may win this one!
I will pay an estimated $750, but considering we have a $1,000/year deductible through my pretty awesome insurance, and we've had co-pays on many tests we've had to have, we probably won't even have to pay that.
In short, my entire pregnancy will wind up costing me $1,000 + appointment co-pays ($20/appt).
My out of pocket max is $5,000. So no more than that is all I know
With DS, I had different insurance and it ended up being about $2,500, but I think my plan was set up a little differently that this one. But then there was DS' NICU cost so my bill was moo
$0.
The only thing I'll have to pay for in the hospital is if we have a boy and we get him circumcised. Other than that we will have no out of pocket expenses.
I might not have the greatest job in the world but I have AMAZING insurance.
I won't be paying anything.
My primary insurance (which I get through my employer) is awesome. I have already hit my deductable ($3k) so I only pay 5% for anything. My secondary insurance (my husband's) is Tricare, so they pick up the rest.
If I only had my insurance, I would only be paying $400 for L&D like I did for my son.
$0.
Military insurance may be an enormous PITA, but the coverage is amazing for maternity care. Not a penny out of pocket from the first blood test through the 6 week postpartum check-up. I am VERY thankful for this!!
$1000 only if I don?t hit my deductible by then. If I do, then I will be paying less. Which actually we won?t even be paying that?.my husband?s grandmother said that her baby shower gift to us was that all medical bills regarding the L&D she wants to pay. So technically I will pay $0.
Make a pregnancy ticker
10% of the negotiated cost. My OOP max is $8250 for the year and since we are already at $3100, I gues the MOST I could pay would be $5150. My insurance sucks a$$ compared to what it was with our first 2.
DD#1 - $540 from 1st appt thru 6 wk post partum
DD#2 - $591 from 1st appt thru 6 wk post partum
This one so far: $2345 and counting
Wow, I'm surprised at the amount some of you ladies get to pay!
I need to call my insurance company to get a better estimate, but I have a $300 copay (for each LO and I, so $600 in total) and we pay 20% coinsurance. We have an out of pocket max of 1,750/person or 5,250/family.
So I'm not 100% sure what that means, but I've been guessing around $2,500. I'd love to know the exact amount so I can change FSA.
My primary insurance deductible is $2500 with 100% covered after that. My secondary insurance (which the baby will be on) has a $1500 deductible, covers 90% and we have to pay the other 10%, and a $3000 out of pocket max or $6000 for family.
If I have a pretty standard, uncomplicated delivery then it will just be the $2500 deductible. If the baby has to be "admitted" for any reason then we will have to pay towards the secondary insurance deductible and we may have to pay anywhere from $3000 to $8500(worse case scenario).
Atleast, this is how I understand that it will work... Not excited about having to pay this much- but glad we have insurance at all!
$0, mine is completely covered. I guess I have good insurance-all 3 of my births have been covered..
$25 copay for my initial confirm-the-pregnancy visit then $500 for L&D
We switched insurance plans at the beginning of the year specifically because we were planning on getting pregnant this year. If I had gotten PG before switching it would've been more like 3K!
This is me too.
Zero. For anything including the circ.
I might be the luckiest Mama here....we will be paying $0 - very good insurance that we pay lots of money for upfront on a monthly basis to eliminate large co-pay and deductible bills
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We have a $1,200 deductable for the year with no co-pays. We've already paid some of that with U/S and lab work. So I think the remainder will be what we pay. Sucks because last time DS cost us $10 start to finish. Including all of my pre and post natal appts. 5 day hospital stay and C-section.
$0.
$200 total for all prenatal appts (and perhaps the pp ones as well? can't remember that exact detail)
Well I'm officially depressed and jealous at some of the amounts you all get to pay lol...
We have a darn PPO through my employer...HSA compatible, but of course there's nothing in my account really right now... (maybe $60
)
But anyway...first gotta meet the deductible of $3500... Once the birth happens I believe I would have paid close to $2900 of that already what with all the lab tests and $1000 I put down ahead of time for my OB (if her fees end up less than that I'll get a credit, but I doubt it... I think she includes the Circ as well, so)
After deductible is met, we pay 30% out of pocket until we hit our max of $5000
So after the birth is all said and done, I guess potentially another $2100 in bills will hit us, assuming I max out.
It's actually better than what I first thought it would be (sadly enough)....I thought that it would be the deductible first and THEN 5000 on top of that for out of pocket....but apparently I was mistaken and it's all inclusive....so it's $5000 TOTAL out of pocket.