Call your insurance company and find out if a breast pump is covered under your insurance. Most of the time it would be under Durable Medical Equipment. If you have Cigna, give them the code E0603. Most of the time the pump will be covered. You may need to get a prescription from your doctor. If your baby has to spend any time in the NICU this would be considered medical necessity for you to get a pump. I would also check with your hospital and find out if they would give you a pump and charge it to your hospital bill. This is the most ideal way to go. If not, you can still get reimbursed from your insurance company.
I have Cigna and they are covering all but 20% of the pump. Yay!
Re: Before you purchase an expensive breast pump...
Thanks for this. I've been meaning to call and find out if my insurance will cover this. What kind did you get? Does it matter for insurance?
BFP #2 - 11/4/09
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Interestingly, Mass Medicaid does NOT cover. you'd think they would because other wise a lot of patient might turn to formula (esp. working moms) without a pump and would be WIC eligible. wouldn't paying for a breastpump cost the state less in healthcare then it would to pay for months on end of baby formula?
different state budget for MassHealth/Medicaid and WIC but I don't follow the logic since it could help keep costs down. and a person income-eligible for Medicaid might not be able to afford a pump on their own...
I should also note that Medicaid doesn't cover birthing or parenting classes either... some insurances pick up a portion. again, you'd think that people medicaid-eligible wouldn't have the resources to afford some of these types of classes but might really need it.
Are you getting this through your prescription drug plan?
I was looking at multiple insurances and how they work it - most have it as durable medical equipment. you get it through a medical supply company in that case rather then a pharmacy. your insurance should be able to tell how to bill and where to bring an Rx from.
Thanks, we will check it out!
Married and it feels so good!
Honestly, with my last pregnancy i had BCBS and they covered it. I bought it from the lactation office at the hospital and was reimbursed. This time around our insurance isn't as good, but i just called. They said it would be covered after my deductible and all i would pay is 20%, which is normal for my insurance. Just something for all of you to check in to.
Oh, and for whoever asked, i got a Medela Pump In Style Advanced with the last one and plan to do the same this time around.