After getting 2 opiniions from different dentists, my 5 year old ( VERY spirited/stubborn) son needs 4 crowns and 2 fillings on his baby teeth. We have United Heath and dental insurance. Every dentist Ive spoke with is requesting we do it under general anesthesia in a surgical/hospital setting. We submitted the pre-auth. claim and my health insurance denies the portion for doing it in a hospital setting under anesthesia. We appealed the claim and Ive spent hours on the phone with dentists, and United. Dental covers the procedures, but not the hospital portion or anesthesia. My health insurance say it only covers it for accident issues.
My son will not even hold still for an X Ray. He freaks out. Since my health insurance are being bastards, I now have an appointment tomorrow for it to be don in the dentist. They are going to give him a combination of liquid medicine ( supposed to relax him) then attempt the procedure. They also have nitrous available. I doubt this will even subdue my son since he freaks out so much. Im so upset. This is why I work and pay for health insurance for things like this. Now I have to put my son through drugging him up and he is already terrified of the dentist. Am I missing something? Ive heard other moms do it in a surgical center? Why will my insurance not cover it?
Anyone have advise for me? Im terrified for him. And he will have to have a 2nd apt. after this one, when if I could just have it done under general anesthesia It would all be done in one shot.