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if I'm the only one who doesn't have a nanny/mother's helper/house cleaner.
I know it's about priorities for how to spend money, but with DH (breadwinner) out of a job and debt to pay off, it just isn't possible. It's hard to not have any extras.
I feel the same way on this board sometimes! I don't have a cleaner, gardener, nanny, anything. I have my 11yo niece come babysit every once in a while so I can clean or work from home and I pay her $2-3/hour.
I agree that it's really hard not to have extras. We're paying off credit card debt right now and it HURTS to be so tightly budgeted, but I know it's for the best to get the debt gone as quickly as possible.
No you are not the only one. I'd guess that at least 30% of the folks on the board send their kids to daycare and don't have any home help. However with one parent at home I think you're more in line with the SAHM board which generally doesn't have much help. I'd guess that well of 60% of them don't use any sort of home services regularly.
We tried a house cleaner but had issues with all 3. And it was a pain figuring out what to do with the dog on cleaning days. Plus I am very particular about cleaning.
I would love to outsource laundry though. I keep trying to get DH on board with this
I was just wondering about this.
hocus:No you are not the only one. I'd guess that at least 30% of the folks on the board send their kids to daycare and don't have any home help. However with one parent at home I think you're more in line with the SAHM board which generally doesn't have much help. I'd guess that well of 60% of them don't use any sort of home services regularly.
I do have my husband at home but he's not a stay at home dad. He's job hunting, which is a full time job in itself. It would be nice if he could do dishes, vacuum, do home repair, etc. while I'm at work but his job is finding a job. We still split all the chores and child care after work hours just like we did when he was working.
SandAndsSea:If I were in your sitution, and one of us was unemployed, I wouldn't have any extras either. We did hire a housekeeper to come every other week to clean after I had DS as I want to spend my free time with him since we both have demanding careers with long hours. DH and I are very much of the mindset that you live well within your means. We waited until our 30s to have a baby so that we would be in a better place financially to afford kids without having to sacrafice our lifestyle. We own a modest house, paid off our student loans, stayed away from bad debt, built an emergency fund, max our retirement accounts, and still save 10% of our income. Saving and being responsible is very important to us and when I start to feel jealous of others' luxuries, I remind myself how nice it is to know that we can pay for our own retirement and we won't burden DS with providing for us and that our priorities are our priorities for good reasons!
Great encouragement! Thanks!
We're also on a plan to be debt free. We would have been at the end of the year (except for our mortgage) if this job loss hadn't occurred. But I'm hoping this is a just a couple of months that we had to stop paying extra on our debt. Thankfully, the discipline of budgeting has made such a huge difference in getting through this.
I don't have one but, I don't have babies. Technically anyways. Between Hubby and 2 big dogs I certainly feel like I have children. When I first moved in Hubby (then BF) had a cleaner but I found I was always cleaning before or after her anyways, I like things to tidy to leave the toilets and shower for 2 weeks between cleanings so it just wasn't worth the money to me, and I'm one of the rare people who actually enjoy cleaning and laundry so it's not something that I would probaby ever think of having. I might re-visit that when I have a toddler running around?
I was listening to XM one morning and they were talking about cleaning ladies, whether it was a pretty common thing now or if it was a luxury and I'd say 80% of the people who called in or commented online said it was a common thing they had ... even being able to afford it I don't have it, I was pretty shocked by that.
LOL, you are not the only one.
I saw someone ask what the point of working was if you still had to clean the house the other day.....ummmm......to eat and pay my bills?
DS born 3/10/12 - Baby GIRL - due 10/5/14!
We don't. I mean, I have a daycare provider which is kind of like a nanny, but not really.
Trying for #1 since May 2010 l DX ~ Unexplained Infertility June 2011
IUI #1&2 = BFN; IUI #3 = BFP, m/c @ 6 weeks
November '11 ~ IVF#1 ~ ER 11/18 (29R, 17F) ~ 5dt of one beautiful blast on 11/23 = BFP!!
Beta #1 9dp5dt = 116, P4 = 28 ~ Beta #2 13dp5dt = 700 ~ Beta #3 20dp5dt = 9500, P4 = 26
1st u/s 12/27 - hb of 156!! EDD 8.10.12 :) **TEAM GREEN!**
Sweet baby boy born 8.18.12
Trying for #2
FET #1 - October '13 - c/p l FET #2 - December '13 - cancelled :( l FET #2.2 - 1.30.14 - BFN
~ More testing - hysteroscopy, endometrial biopsy & more b/w - all normal / negative~
Surprise BFP while waiting on FET #3 ~ beta #1 500; beta #2 1600; first u/s 4/3 - measuring 5w5d, no hb yet!; 2nd u/s 4/10 - hb 132, measuring 6w6d - EDD 11.29.14 :) **TEAM GREEN!**
While I'd love to have a cleaning lady, and I know a great one that we'd hire, it's just not in the budget right now. So our house isn't as clean as it could be but that's ok, we'll deal. At this point we have other priorities for our money and we can live with a little dust.
If one of us were unemployed then there's no way we'd pay for niceties like a house keeper.