Let's talk Life Insurance

Boing214

I feel like a horrible parent because we don't have this set up for a just in case scenario on DH and I. What companies are you ladies using that you feel are reliable and don't have those special clauses giving them an out in almost every situation?

apollonia10

We use Prudential and we've been happy with them. DH is in very good shape and got a very good deal on it because he's so healthy. We only have insurance for him though - if I died, his family is wealthy and he would be fine. If he died...well, my ILs mig

ThePinkSuperhero

We have USAA (my Dad is ret. Marine).  They're very easy to work with!

Boing214

Thanks for the suggestions, it's so hard to know what companies one can trust nowadays. I'll look into these.

breezyblueyez

ThePinkSuperhero:

We have USAA my Dad is ret. Marine.nbsp; They're very easy to work with!

Do you k

JustcallmeGG2

how does this work?  do you comparison shop?  how do you know what plan/ company to choose?

we haven't set it up yet and I am really scared its going to be expensive now that I have the early stage glaucoma diagnosis

JustcallmeGG2

thanks girls, I thought about that too, that glaucoma has nothing to do with early death, but I don't know how these companies work.

PD0323

We have state farm.  We pay around $20 a month each for 25,000 whole life policies.  They were very easy, just quick swabs of the mouth.  We also have all of our other insurances with them though so we get a multi-line discount.

ThePinkSuperhero

breezyblueyez:

TheP

lilsquirt75

just offering another piece of advice...may want to check with your car insurance company as most offer life insurance and can be used as a multi-line discount to get cheaper rates.  I have State Farm and my life insurance premium is $11 a month, but

Boing214

lilsquirt75:

just offering another piece of advice...may want to check with your car insurance company as most offer life insu