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What percentage of your household income (specify net or gross) do you spend on childcare? And, do you use day care or nanny?
I'm trying to figure out what ballpark to aim for in childcare search. Thanks!
DC for 2 kids is a little more than 10% gross.
When we add a third kid and go to a nanny with preschool, it will shoot up to more like 20%.
5% of our income for one child.
10% of combined gross income for a nanny share.
DD just started preschool + aftercare, and that's about 8%.
At its peak with 2 young kids in full time, we were spending 11 or 12% or so. But that only lasted a year-ish.
Now as the kids are getting older, we spend far, far less on daycare but other, similar costs are increasing. Camp, daycamp, sporting activities, music lessons and such. So now that the kids are 4 and 5 I think what we are spending on daycare is at its lowest - <2% but our childlife expenses are on the increase.
We have one kid at a center. We spend 11.5% of our gross income (not factoring in any bonuses we get). When we have a second LO, that will jump to 22% of our income.
By comparison, our mortgage is 20% of our income.
14% net for 5 kids
ETA: I should mention we have an au pair, so live in, and same price no matter how many children we have- not very typical for childcare.