Not sure if anyone else's insurance offers this, but I'm enrolled in a maternity support program. Basically, it gives you access to a registered labor and delivery nurse anytime day or night for any question that you may have, plus paid incentives through my HR department just for doing things that you should be doing during your pregnancy anyway. Money is super tight for me right now, so I really depend on the incentives to buy a lot of things that I need for the baby. I was given the impression when I enrolled in the program that I only had to 2 check in with my maternity nurse during the 3rd trimester, one at 28 weeks and another at 36 weeks and as long as I did everything that they asked me to, I'd get my last incentive. The last one is the biggest and I need it to buy a mattress for my crib among a few other essentials. Well during my 28 week check in yesterday, they informed me that I'll still have 2 more check ins to complete after the baby is born! So I won't get that incentive before she arrives. To make matters worse, I have to return to work before my HR department will even process it. So my daughter will be between 6 and 8 weeks old before I see the money I so desperately need to buy things for her. I'm really mad, and don't even think that I would have enrolled if I had known this.