I am so curious about this. I hear people talk about all of the associated costs there and it seems like an incredible amount to me! But maybe I am way off base.
I live in Canada and am wondering how it compares. Based on my experience, it's costs very little here, with respect to prenatal and delivery costs. We pay money from our income taxes for health care but we don't ever have a bill at the doctor or ultrasound or at the hospital. I don't even know how much all of that would cost. If we choose to have elective ultrasounds, that are not medically needed, we do have to pay for those. I live in Alberta, so any registered tax payer is covered by Alberta Health. I know most people in the States have insurance that covers this care, but how much do you pay in monthly premiums for this service? Or does it vary? Do you have deductables? And once your baby is born, how much does it cost you monthly to add your baby to your insurance?
Also, do you get maternity leave? In Canada, we get a year of paid maternity leave through the to government, about 60 of your wages and your employer can top it up to 100 if they choose. But one year paid leave is standard. Is that comparable to you guys?
I have heard people here complain that babies cost a lot and they do! But our expenses are basically limited to diapers, clothes, day care, that type of thing. However the government does give each family about 150 dollars a month per kid to help with these expenses, depending on your income. In Alberta, we can also sign up for the government to give a one time 500 dollar contribution for RESP's for their education, which you can contribute to evey year. Im not sure if other provinces have something aimilar to this but Is that similar to there?
We do pay about 2530 in income tax so maybe that is where it's different too?
Thanks for sharing. Just curious about differences/ similarities.