We went in for our first OB appointment a week or so ago and after the appointment were told that we had no insurance copay for the visit because the office included all prenatal visits into the final cost of the pregnancy care. I am assuming meaning one large bill split between insurance and me at the end.
I know I should have asked at the time but i think i was too excited about the results of the appointment itself. I will definitely ask at the next one but in the meantime is this a normal billing procedure?
Also in circumstances like this what happens if you change insurance or OBs prior to delivery?