Infertility

ULTA Question

Does anyone know if ULTA's insurance covers IF in all states that they have shops and how many hours a week you have to work to be covered? I am fairly certain IF is covered since their corporate location is in IL (a mandated state) but I would be working in TX (a mandated state that doesn't require employers to offer IF coverage, only for Ins Cos to offer it to the employers).

 

I really don't want to work retail, but I don't have a whole lot of options at this point. Sad I applied online so we'll see what happens.


***signature & ticker warning***


Me: 30 ~ Stage IV Endo ~ AMH .38 ~ AFC 8
AMH .97 as of 4/2012! ~ AMH 1.63 as of 4/2013!?!

Him: 29 ~ perfect swimmers
Laparotomy w/partial oophorectomy 8/2009 to remove cysts/endo.
Stopped BCP 4/2010.
Multiple clomid rounds from 11/2010 to 6/2011. ~ All BFN
IUI w/clomid 7/2011. IUI w/clomid & injectables 11/2011 & 1/2012. ~ All BFN
IVF:EPP 5/2012 ~ (4R, 3M, 2F w/ICSI). Both embryos txfrd. ~ BFN
BCP to manage endo from 10/2012 to 12/2012.
FET w/donor embryos #1: 10/2013 Cancelled
FET w/donor embryos #1.2: 11/2013 ~ ET of 2 beautiful blasts on 11/27.
Beta 1: 503(12dp5dt) Beta 2: 1035(14dpt) Beta 3: 3001(16dpt)
Beta 4: 8503(19dpt)
Twins with an EDD of 8/15/14! Team Purple

If you're wondering about my avatar...it's a fried pickle chip shaped like a fetus!


image

Re: ULTA Question

  • I tried to google it but the amazing amount of people who think an ultrasound is an "ulta sound" screwed up the results. Tongue Tied

    ***signature & ticker warning***


    Me: 30 ~ Stage IV Endo ~ AMH .38 ~ AFC 8
    AMH .97 as of 4/2012! ~ AMH 1.63 as of 4/2013!?!

    Him: 29 ~ perfect swimmers
    Laparotomy w/partial oophorectomy 8/2009 to remove cysts/endo.
    Stopped BCP 4/2010.
    Multiple clomid rounds from 11/2010 to 6/2011. ~ All BFN
    IUI w/clomid 7/2011. IUI w/clomid & injectables 11/2011 & 1/2012. ~ All BFN
    IVF:EPP 5/2012 ~ (4R, 3M, 2F w/ICSI). Both embryos txfrd. ~ BFN
    BCP to manage endo from 10/2012 to 12/2012.
    FET w/donor embryos #1: 10/2013 Cancelled
    FET w/donor embryos #1.2: 11/2013 ~ ET of 2 beautiful blasts on 11/27.
    Beta 1: 503(12dp5dt) Beta 2: 1035(14dpt) Beta 3: 3001(16dpt)
    Beta 4: 8503(19dpt)
    Twins with an EDD of 8/15/14! Team Purple

    If you're wondering about my avatar...it's a fried pickle chip shaped like a fetus!


    image
  • image DoublePortion:
    I tried to google it but the amazing amount of people who think an ultrasound is an "ulta sound" screwed up the results. Tongue Tied

     

    I did the same thing and thought...  OMG, I can't get pregnant but these people can....? 

     36 DH 33 TTC for over 3 years
    First mini-IVF Sept 2011... Only 1 egg! ... BFN
    Switching RE
    IVF#2 May 2012 9 eggs and only 2 sperm, WTH!
    BFN
    IVF #3 March 2013~Tesa with back-up Donor Sperm,Tesa, unsuccessful used DS~ Chemical :(   

    Switching RE's within practice

    2 frosties waiting for us, November 2013!!!!!   Transferred 2 "average" blasts 11/20/2013
    BFP!!!!!!!  Boy/Girl Twins!!!!!! Due 08/08/2014

    My Blog




    *~God gives his hardest battles to his toughest solders. Unknown.
    image
  • lol. I just did it also. Try "ULTA" and "insurance coverage" in quotes so the search engine specifically picks up these things only? 
    TTC since early 2011
  • image firesiren:

    image DoublePortion:
    I tried to google it but the amazing amount of people who think an ultrasound is an "ulta sound" screwed up the results. Tongue Tied

     

    I did the same thing and thought...  OMG, I can't get pregnant but these people can....

    Right! Indifferent


    ***signature & ticker warning***


    Me: 30 ~ Stage IV Endo ~ AMH .38 ~ AFC 8
    AMH .97 as of 4/2012! ~ AMH 1.63 as of 4/2013!?!

    Him: 29 ~ perfect swimmers
    Laparotomy w/partial oophorectomy 8/2009 to remove cysts/endo.
    Stopped BCP 4/2010.
    Multiple clomid rounds from 11/2010 to 6/2011. ~ All BFN
    IUI w/clomid 7/2011. IUI w/clomid & injectables 11/2011 & 1/2012. ~ All BFN
    IVF:EPP 5/2012 ~ (4R, 3M, 2F w/ICSI). Both embryos txfrd. ~ BFN
    BCP to manage endo from 10/2012 to 12/2012.
    FET w/donor embryos #1: 10/2013 Cancelled
    FET w/donor embryos #1.2: 11/2013 ~ ET of 2 beautiful blasts on 11/27.
    Beta 1: 503(12dp5dt) Beta 2: 1035(14dpt) Beta 3: 3001(16dpt)
    Beta 4: 8503(19dpt)
    Twins with an EDD of 8/15/14! Team Purple

    If you're wondering about my avatar...it's a fried pickle chip shaped like a fetus!


    image
  • image PokerChic85:
    lol. I just did it also. Try "ULTA" and "insurance coverage" in quotes so the search engine specifically picks up these things only? 

    Thanks! I always forget about using quotes!!


    ***signature & ticker warning***


    Me: 30 ~ Stage IV Endo ~ AMH .38 ~ AFC 8
    AMH .97 as of 4/2012! ~ AMH 1.63 as of 4/2013!?!

    Him: 29 ~ perfect swimmers
    Laparotomy w/partial oophorectomy 8/2009 to remove cysts/endo.
    Stopped BCP 4/2010.
    Multiple clomid rounds from 11/2010 to 6/2011. ~ All BFN
    IUI w/clomid 7/2011. IUI w/clomid & injectables 11/2011 & 1/2012. ~ All BFN
    IVF:EPP 5/2012 ~ (4R, 3M, 2F w/ICSI). Both embryos txfrd. ~ BFN
    BCP to manage endo from 10/2012 to 12/2012.
    FET w/donor embryos #1: 10/2013 Cancelled
    FET w/donor embryos #1.2: 11/2013 ~ ET of 2 beautiful blasts on 11/27.
    Beta 1: 503(12dp5dt) Beta 2: 1035(14dpt) Beta 3: 3001(16dpt)
    Beta 4: 8503(19dpt)
    Twins with an EDD of 8/15/14! Team Purple

    If you're wondering about my avatar...it's a fried pickle chip shaped like a fetus!


    image
  • It depends if the coverage they give you is national or local. If it's a national plan and the insurer is based in IL, then yes. But sometimes companies will provide local coverage for employees in different locations - so for example, colorado employees have one insurance plan and wyoming employees have a totally different one, and then it might not be covered. 

    Your best bet is to call the number on your insurance card and ask them what's covered.  

    imageimage
    image

    TTC since January, 2011 |DX: DOR and Uterine Fibroids | Natural BFP#1 January 31, 2012 | Harrison Gray born sleeping @ 18w6d on May 11, 2012 | Three surgeries and 26 fibroids later. . . | Natural cycle = BFN | 2 medicated cycles = BFN | IUI#1 = BFN | IUI#2 = Cancelled due to poor response | IVF#1=BFP#2 EDD 10/29/13, C/P 2/25/13, Bye little Ish | Natural cycle = BFP#3, Beta 1=1250, Beta 2=2230, EDD 12/21/13, Baby Boots born 11/23/13 My rainbow baby! |

    image
    When one door of happiness closes, another opens; but often we look so long at the closed door that we do not see the one which has been opened for us.” ― Helen Keller

    July PAL Siggy Challenge: Cake Wrecks! Because every girl needs one (or three) of these

    image



  • image BootsOrHearts:

    It depends if the coverage they give you is national or local. If it's a national plan and the insurer is based in IL, then yes. But sometimes companies will provide local coverage for employees in different locations - so for example, colorado employees have one insurance plan and wyoming employees have a totally different one, and then it might not be covered. 

    That's what I figured. I think it's a national plan...I found their benefits page on a different website than their consumer site. Thanks!

     

    image BootsOrHearts:

    Your best bet is to call the number on your insurance card and ask them what's covered.  

    I just submitted an application for employment today. Wink


    ***signature & ticker warning***


    Me: 30 ~ Stage IV Endo ~ AMH .38 ~ AFC 8
    AMH .97 as of 4/2012! ~ AMH 1.63 as of 4/2013!?!

    Him: 29 ~ perfect swimmers
    Laparotomy w/partial oophorectomy 8/2009 to remove cysts/endo.
    Stopped BCP 4/2010.
    Multiple clomid rounds from 11/2010 to 6/2011. ~ All BFN
    IUI w/clomid 7/2011. IUI w/clomid & injectables 11/2011 & 1/2012. ~ All BFN
    IVF:EPP 5/2012 ~ (4R, 3M, 2F w/ICSI). Both embryos txfrd. ~ BFN
    BCP to manage endo from 10/2012 to 12/2012.
    FET w/donor embryos #1: 10/2013 Cancelled
    FET w/donor embryos #1.2: 11/2013 ~ ET of 2 beautiful blasts on 11/27.
    Beta 1: 503(12dp5dt) Beta 2: 1035(14dpt) Beta 3: 3001(16dpt)
    Beta 4: 8503(19dpt)
    Twins with an EDD of 8/15/14! Team Purple

    If you're wondering about my avatar...it's a fried pickle chip shaped like a fetus!


    image
  • image firesiren:

    image DoublePortion:
    I tried to google it but the amazing amount of people who think an ultrasound is an "ulta sound" screwed up the results. Tongue Tied

    I did the same thing and thought...  OMG, I can't get pregnant but these people can....? 

    I don't know whether to laugh or cry. Maybe both?


  • If ULTA self insures they do not need to provide IF coverage, despite the Illinois state mandate.  My DH works for one of the largest employers in Illinois, and they excluded fertility coverage for many years on that basis.  There are many loopholes to the law, unfortunately.

    GL!

    image
    DOR and AMA
    2/12-5/12: 4 IUI cycles = all BFN;
    7/12: DE IVF # 1 (with ICSI)- 20R, 16M, 14F, 5DT of 2 blasts (4AB & 3BB); 6 frosties = BFN;
    Lupus anticoagulant initially high, then found to be normal on hematology consult;
    Follow up testing in September all clear;
    Started synthroid for "high normal" TSH;
    FET # 1- late October 2012- BFP on FRER; beta # 1- 21(low), beta # 2- 48 (still low), beta # 3- 132, beta # 4- 1,293; beta # 5- 5,606; last beta- over 100,000. First u/s 11/21- heard heartbeat
    12/12- Officially an OB patient!
    Level 2 ultrasound at 20 weeks shows vasa previa and VCI
    Referral to MFM and mandatory c section for delivery
    Beautiful baby girl born at 34 weeks
    Finally home after 15 day NICU stay!
    FET # 2- May 2014; beta 5/31, BFN
    FET #3, early July 2014; beta 7/14, BFN
    DE IVF # 2- August/Sept 2014
  • image DoublePortion:
    image BootsOrHearts:

    It depends if the coverage they give you is national or local. If it's a national plan and the insurer is based in IL, then yes. But sometimes companies will provide local coverage for employees in different locations - so for example, colorado employees have one insurance plan and wyoming employees have a totally different one, and then it might not be covered. 

    That's what I figured. I think it's a national plan...I found their benefits page on a different website than their consumer site. Thanks!

    image BootsOrHearts:

    Your best bet is to call the number on your insurance card and ask them what's covered.  

    I just submitted an application for employment today. Wink

    Good luck, I hope you get the job and I hope they have good coverage for you!

    imageimage
    image

    TTC since January, 2011 |DX: DOR and Uterine Fibroids | Natural BFP#1 January 31, 2012 | Harrison Gray born sleeping @ 18w6d on May 11, 2012 | Three surgeries and 26 fibroids later. . . | Natural cycle = BFN | 2 medicated cycles = BFN | IUI#1 = BFN | IUI#2 = Cancelled due to poor response | IVF#1=BFP#2 EDD 10/29/13, C/P 2/25/13, Bye little Ish | Natural cycle = BFP#3, Beta 1=1250, Beta 2=2230, EDD 12/21/13, Baby Boots born 11/23/13 My rainbow baby! |

    image
    When one door of happiness closes, another opens; but often we look so long at the closed door that we do not see the one which has been opened for us.” ― Helen Keller

    July PAL Siggy Challenge: Cake Wrecks! Because every girl needs one (or three) of these

    image



  • image chicagobride_07:

    If ULTA self insures they do not need to provide IF coverage, despite the Illinois state mandate.  My DH works for one of the largest employers in Illinois, and they excluded fertility coverage for many years on that basis.  There are many loopholes to the law, unfortunately.

    GL!

    Ugh! Now I need to find out if they self insure. I don't want to waste time going for an interview (assuming they want one with me) if they don't cover IF. Like I said I really don't want to work retail and the only reason I would is for IF coverage. Thanks for the info!


    ***signature & ticker warning***


    Me: 30 ~ Stage IV Endo ~ AMH .38 ~ AFC 8
    AMH .97 as of 4/2012! ~ AMH 1.63 as of 4/2013!?!

    Him: 29 ~ perfect swimmers
    Laparotomy w/partial oophorectomy 8/2009 to remove cysts/endo.
    Stopped BCP 4/2010.
    Multiple clomid rounds from 11/2010 to 6/2011. ~ All BFN
    IUI w/clomid 7/2011. IUI w/clomid & injectables 11/2011 & 1/2012. ~ All BFN
    IVF:EPP 5/2012 ~ (4R, 3M, 2F w/ICSI). Both embryos txfrd. ~ BFN
    BCP to manage endo from 10/2012 to 12/2012.
    FET w/donor embryos #1: 10/2013 Cancelled
    FET w/donor embryos #1.2: 11/2013 ~ ET of 2 beautiful blasts on 11/27.
    Beta 1: 503(12dp5dt) Beta 2: 1035(14dpt) Beta 3: 3001(16dpt)
    Beta 4: 8503(19dpt)
    Twins with an EDD of 8/15/14! Team Purple

    If you're wondering about my avatar...it's a fried pickle chip shaped like a fetus!


    image
  • Ok, so I went back an reread the benefits page I found earlier and it says their insurance is an indemnity plan and not major medical. So from what I can tell that means its a crap plan. On to my next great idea...

    ***signature & ticker warning***


    Me: 30 ~ Stage IV Endo ~ AMH .38 ~ AFC 8
    AMH .97 as of 4/2012! ~ AMH 1.63 as of 4/2013!?!

    Him: 29 ~ perfect swimmers
    Laparotomy w/partial oophorectomy 8/2009 to remove cysts/endo.
    Stopped BCP 4/2010.
    Multiple clomid rounds from 11/2010 to 6/2011. ~ All BFN
    IUI w/clomid 7/2011. IUI w/clomid & injectables 11/2011 & 1/2012. ~ All BFN
    IVF:EPP 5/2012 ~ (4R, 3M, 2F w/ICSI). Both embryos txfrd. ~ BFN
    BCP to manage endo from 10/2012 to 12/2012.
    FET w/donor embryos #1: 10/2013 Cancelled
    FET w/donor embryos #1.2: 11/2013 ~ ET of 2 beautiful blasts on 11/27.
    Beta 1: 503(12dp5dt) Beta 2: 1035(14dpt) Beta 3: 3001(16dpt)
    Beta 4: 8503(19dpt)
    Twins with an EDD of 8/15/14! Team Purple

    If you're wondering about my avatar...it's a fried pickle chip shaped like a fetus!


    image
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