First, let me start by saying I understand that I was lucky for my insurance to cover what they do. However I have been fighting with my insurance and Freedom Pharmacy for over a week now trying to get my Medication for Friday. Today they finally tell me I exausted my $5,000 LIFETIME cap off for IVF medications. I wasn't aware I had a cap off because I guess my treatments are split up into like 2 different coverages. My actual procedure is covered not my meds. they told me I needed to pay $3500 to get my meds or pay the $199 now to start my lupron and than pay the $1399 two weeks after for my Menopur. That just isn't doable so close to Christmas and right after Christmas. I am pissed because they didn't tell me this and led me to believe I was all set. Now 3 days before I am supposed to start meds I am told I have to come up with this money. I am just tired of dealing with IF and all the $hit that comes with it.