So does anyone have any tips on how to "shop" for and negotiate prenatal care costs with ob's or midwives? We have insurance but it does t cover any maternity or prenatal care. I'm a sahm, my husbands I durance is horrible... I want to be prepared and save us the most possible since we aren't eligible for assistance. Also, I really want to go for a home water birth or a water birth at a birthing center if possible.. I wonder if it's less expensive (if everything goes smoothly) to birth at home? I really want to go for natural comfort and do what my body was designed to do and what women used to do before technology. We will find out for sure and confirm I'm low risk. My on never said I was high risk during my last pregnancy.