1st Trimester

Pregnant - can't get insurance

My wife and I moved from Northern California to Oregon a few months ago.

When we lived in Northern California she got pregnant (2 years ago) and we didn't have health insurance. 

Kaiser Permanente offered a plan for $300 a month with no maternity costs even though she was pregnant. It was a GREAT plan. She had a C-Section and the birth only cost us $600.

Now she is 13 weeks pregnant again (even though we haven't seen a doctor or taken a test, we just know). 

The few insurance companies we've applied with said they won't approve her insurance until a negative pregnancy test and won't issue insurance if she's pregnant. 

Does anyone know how we can get affordable insurance (less than $350 a month) and approved in Oregon? Or are we out of luck? 

Re: Pregnant - can't get insurance

  • Wait? What? I thought you couldn't be denied because of pre-existing conditions anymore...and like she hasn't peed on a stick or hasn't taken a blood test? Check with your local Planned Parenthood. I believe they offer prenatal care or can point you in the direction of someone who will.
    Lilypie First Birthday tickers
  • Is this your wife? http://community.thebump.com/cs/ks/forums/thread/69114755.aspx

     

    I maintained health insurance before I got pregnant, so I have no advice. 

    ________________________________________________________________________
    imageimageimage
  • In Oregon it counts as a pre-existing condition :( Sucks

    She hasn't peed on a stick or taken a blood test yet. She's about 13 weeks. Has a baby bump and has morning sickness everyday just like the last 3 kids.  

  • Shayliz - No that's not my wife. 
  • what about medicaid? and please have her pee on a stick.
    BabyFruit Ticker Nursing Bras at Nurtured Family image
  • First, have her take a test. Then, look into Medicaid. Private insurances can decline coverage for maternity services on already pregnant patients. This is why maintaining coverage, even thru cobra, is so important.
    Baby Birthday Ticker Ticker
  • image mabenner1:
    First, have her take a test. Then, look into Medicaid. Private insurances can decline coverage for maternity services on already pregnant patients. This is why maintaining coverage, even thru cobra, is so important.

    Ditto all of this exactly.

    LDK - 8.20.10
    JSK - 5.7.13

    BabyFruit Ticker

    image
  • Depending on your income level she may be eligible for Oregon Health Plan insurance. You can google it get more info. If she qualifies it should cover everything 100%.

    Nov. 5th, 2009~Kailua Beach, HI
    Anniversary
    image
    Lilypie Second Birthday tickers
    Started TTC Nov. 2011
    1st clomid cycle 50mg June 2012- No response :: HSG August 2012- Left tube blocked, right tube clear :: 2nd clomid cycle 100mg Aug. 2012 ovulated August 15th BFN :: 3rd clomid cycle 100mg Sept. 2012 ovulated Sept 17th :: BFP Sept 30th EDD June 13th 2013=fantastic pregnancy! Wyatt James born 6/15/13 8lbs 6oz 21in BFP #2 7/29/14 M/C 8/5/14
    My Ovulation Chart

  • I'm still stuck on the fact that you are so certain she is pregnant but you haven't even taken a test yet. It costs a dollar.
    Baby Birthday Ticker Ticker Pregnancy Ticker
  • image KateRN08:
    I'm still stuck on the fact that you are so certain she is pregnant but you haven't even taken a test yet. It costs a dollar.

    Yes

    Or free at Planned Parenthood. 

    Image and video hosting by TinyPic
    Lilypie First Birthday tickers

    11/2010- Diagnosed with PCOS
    BFP #1 10/10/2011 EDD 6/19/2012;Natural M/C 10/31/2011 @ 8wks
    BFP #2 5/10/2012 EDD 1/14/2013: Baby Girl born 1/12/2013
  • image DuckDad:

    In Oregon it counts as a pre-existing condition :( Sucks

    She hasn't peed on a stick or taken a blood test yet. She's about 13 weeks. Has a baby bump and has morning sickness everyday just like the last 3 kids.  

    Ok, seriously...what off-board is punking us?  This is the 2nd one within 24hrs.  MUD


    imageimage
    IF/Baby Blog
    2 years, 2 surgeries, 2 clomid fails, 2 IUIs, 1 loss, IVF #1 - 10/25/10 = BFP!
    TTC #2 - 6/12 surgery #3, FET #1 & 1.2 = BFN, 12/2012 FET #2 = BFP!
    Lilypie Premature Baby tickersLilypie First Birthday tickers


    I can't wait for the "im getting a divorce" post in 5 years or so because your husbands were fed up with your disgusting chair asses from playing on the knot all day and getting fired 4-5 times for not doing any work. you guys are all winners!! ~ Laur929
  • image DuckDad:
    Does anyone know how we can get affordable insurance (less than $350 a month) and approved in Oregon? Or are we out of luck? 

    You can try calling Oregon Health Connect for information. They should be able to help point you to some sort of coverage, at least, or help you figure out if you're eligible for a low-income support program or something like that.

    BFP #1 9/7/12. Loved for a month, and lost 10/11/12.
    Antijenic Drift - my blog
  • image L&R70707:
    image DuckDad:

    In Oregon it counts as a pre-existing condition :( Sucks

    She hasn't peed on a stick or taken a blood test yet. She's about 13 weeks. Has a baby bump and has morning sickness everyday just like the last 3 kids.  

    Ok, seriously...what off-board is punking us?  This is the 2nd one within 24hrs.  MUD

    This.  And if this isn't MUD (doubtful) what is wrong with people, take a freaking test!


    GSx1 - 05/13/2013
    GSx2 - Matched with T&B

    babybaby
  • image DuckDad:

    In Oregon it counts as a pre-existing condition :( Sucks

    She hasn't peed on a stick or taken a blood test yet. She's about 13 weeks. Has a baby bump and has morning sickness everyday just like the last 3 kids.  

    Do you at least have health insurance for your other children?  Also, if this isn't MUD, have your wife take a home pregnancy test and then go to Planned Parenthood.  She can receive prenatal care there until you can get some health insurance.

      Lilypie First Birthday tickersLilypie Fourth Birthday tickers

  • Does Planned Parenthood Do Ultrasounds and blood tests and all that? Like you normally would with a normal doctor?
Sign In or Register to comment.
Choose Another Board
Search Boards