We got the estimates from the dry cleaners and the clean-up company. Combined, they are more than the amount of coverage we have. I always thought we had enough insurance to replace everything, but I had no idea how much it would cost to clean everything. Now we are going to have to claim a lot of "save-able" items as a loss just to get enough money to replace the stuff we actually need.
Here's the warning to renters: Get WAY more insurance than you think you need. I worked with our agent to find a number we thought worked and it doesn't. Cleaning stuff with smoke damage is really expensive.