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Our first was born 6/4 and we got bills from the hospital up through labor day...
This kiddo was fully covered since we hit our deductible for 2011 and she was born 12/31, however, we hit our 2012 deductible by 2/1 thanks to her hospitalization in January, my ER visit, and over 30 drs appts for the two of us since she was born.
This would be great if we didn't have a new policy starting 5/1 thanks to dh's new job.